Champaign County, Ohio: hazard risk
FEMA rates Champaign County's overall risk Very Low (score 26.7 of 100, higher than 26% of rated U.S. counties). Its storm record holds 444 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Low | 58.1 | $145K |
| Hail | Relatively Low | 55.6 | $385K |
| Winter Weather | Relatively Low | 51.2 | $78K |
| Drought | Relatively Low | 50.3 | $176K |
| Tornado | Relatively Low | 46.4 | $1.3M |
| Riverine Flooding | Relatively Low | 43.8 | $6.5M |
| Lightning | Relatively Low | 41.9 | $205K |
| Cold Wave | Relatively Low | 38.6 | $741K |
| Strong Wind | Relatively Low | 32.8 | $386K |
| Earthquake | Very Low | 56.2 | $454K |
| Landslide | Very Low | 51.0 | $2K |
| Hurricane | Very Low | 27.6 | $14K |
| Heat Wave | Very Low | 26.4 | $127K |
| Wildfire | Very Low | 3.4 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 173 | 0 | $1.7M | 51st of 88 | 630th of 3,080 |
| Winter storms | 124 | 0 | $990K | 15th of 88 | 367th of 3,077 |
| Hail | 61 | 0 | $65K | 66th of 88 | 1640th of 3,080 |
| Floods | 47 | 1 | $273K | 60th of 88 | 760th of 3,080 |
| High wind and dust storms | 13 | 0 | $6.5M | 72nd of 88 | 1388th of 3,080 |
| Tornadoes | 8 | 0 | $3.6M | 72nd of 88 | 2082nd of 3,080 |
| Heat | 5 | 0 | – | 28th of 88 | 1359th of 3,076 |
| Heavy rain | 5 | 0 | $1K | 31st of 88 | 1118th of 3,080 |
| Extreme cold | 4 | 0 | $806K | 67th of 88 | 1837th of 3,076 |
| Drought | 2 | 0 | – | 61st of 88 | 2220th of 3,063 |
| Lightning | 1 | 0 | – | 55th of 88 | 1795th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Champaign County record: every hazard by year and month, the deadliest events and FEMA's declarations.