Chattooga County, Georgia: hazard risk

FEMA rates Chattooga County's overall risk Relatively Low (score 54.4 of 100, higher than 54% of rated U.S. counties). Its storm record holds 487 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Chattooga County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
TornadoRelatively Moderate84.5$3.6M
Cold WaveRelatively Moderate66.1$1.2M
LandslideRelatively Low70.9$4K
EarthquakeRelatively Low67.6$483K
DroughtRelatively Low63.7$250K
Riverine FloodingRelatively Low59.5$6.2M
LightningRelatively Low46.1$141K
Ice StormRelatively Low45.4$47K
Strong WindRelatively Low39.8$286K
HailRelatively Low36.4$108K
Winter WeatherRelatively Low29.9$20K
WildfireVery Low54.3$42K
HurricaneVery Low51.8$60K
Heat WaveVery Low28.1$84K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind2000$1.6M38th of 159272nd of 3,080
Hail650$926K46th of 159791st of 3,080
Floods541$17M29th of 1591060th of 3,080
Winter storms450$1.8M27th of 1591086th of 3,077
Drought380$8.3M57th of 159181st of 3,063
Hurricanes and tropical storms190$27K45th of 15991st of 1,849
Extreme cold140–48th of 159565th of 3,076
High wind and dust storms130$453K31st of 1591042nd of 3,080
Heat110–51st of 159693rd of 3,076
Wildfires110$53K6th of 15957th of 2,972
Tornadoes70$22M128th of 1591920th of 3,080
Heavy rain40–47th of 159714th of 3,080
Lightning40$133K74th of 159552nd of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Chattooga County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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