Chenango County, New York: hazard risk
FEMA rates Chenango County's overall risk Relatively Low (score 72.3 of 100, higher than 72% of rated U.S. counties). Its storm record holds 785 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 85.6 | $24M |
| Winter Weather | Relatively Moderate | 66.3 | $99K |
| Landslide | Relatively Low | 69.7 | $5K |
| Hurricane | Relatively Low | 66.4 | $366K |
| Ice Storm | Relatively Low | 60.0 | $117K |
| Cold Wave | Relatively Low | 58.9 | $1.2M |
| Lightning | Relatively Low | 48.4 | $192K |
| Tornado | Relatively Low | 46.4 | $955K |
| Strong Wind | Relatively Low | 27.4 | $230K |
| Earthquake | Very Low | 39.3 | $128K |
| Wildfire | Very Low | 26.5 | $10K |
| Heat Wave | Very Low | 26.1 | $93K |
| Hail | Very Low | 19.3 | $60K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 361 | 1 | $3.1M | 30th of 58 | 1233rd of 3,080 |
| Floods | 135 | 1 | $193M | 25th of 58 | 1001st of 3,080 |
| Winter storms | 110 | 1 | $4.3M | 49th of 58 | 1221st of 3,077 |
| Hail | 109 | 0 | $42K | 40th of 58 | 2393rd of 3,080 |
| Tornadoes | 19 | 2 | $5.0M | 18th of 58 | 2197th of 3,080 |
| Extreme cold | 18 | 0 | $39K | 46th of 58 | 1177th of 3,076 |
| High wind and dust storms | 14 | 0 | $984K | 56th of 58 | 2020th of 3,080 |
| Lightning | 8 | 0 | $432K | 32nd of 58 | 1004th of 3,080 |
| Heat | 4 | 0 | – | 34th of 58 | 1928th of 3,076 |
| Drought | 3 | 0 | – | 42nd of 58 | 2295th of 3,063 |
| Heavy rain | 2 | 0 | $9K | 42nd of 58 | 1845th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Chenango County record: every hazard by year and month, the deadliest events and FEMA's declarations.