Chippewa County, Wisconsin: hazard risk
FEMA rates Chippewa County's overall risk Relatively Low (score 67.3 of 100, higher than 67% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 581 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 89.5 | $8.0M |
| Strong Wind | Relatively Moderate | 81.7 | $1.7M |
| Hail | Relatively Moderate | 79.2 | $1.0M |
| Tornado | Relatively Moderate | 70.9 | $3.1M |
| Lightning | Relatively Moderate | 69.4 | $585K |
| Winter Weather | Relatively Moderate | 61.6 | $116K |
| Riverine Flooding | Relatively Low | 71.0 | $16M |
| Landslide | Relatively Low | 66.9 | $5K |
| Heat Wave | Relatively Low | 54.6 | $555K |
| Ice Storm | Relatively Low | 50.0 | $102K |
| Wildfire | Very Low | 20.0 | $9K |
| Drought | Very Low | 12.9 | $21 |
| Earthquake | Very Low | 10.3 | $12K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 224 | 1 | $7.6M | 41st of 72 | 1969th of 3,080 |
| Hail | 144 | 0 | $34K | 45th of 72 | 1889th of 3,080 |
| Winter storms | 108 | 0 | – | 63rd of 72 | 1406th of 3,077 |
| Tornadoes | 35 | 5 | $210M | 36th of 72 | 1718th of 3,080 |
| Floods | 21 | 0 | $1.5M | 43rd of 72 | 2322nd of 3,080 |
| Extreme cold | 15 | 1 | – | 67th of 72 | 1416th of 3,076 |
| Lightning | 10 | 0 | $372K | 31st of 72 | 871st of 3,080 |
| Heat | 8 | 1 | – | 52nd of 72 | 1628th of 3,076 |
| Heavy rain | 7 | 0 | – | 46th of 72 | 1345th of 3,080 |
| High wind and dust storms | 4 | 0 | $33K | 62nd of 72 | 2742nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Chippewa County record: every hazard by year and month, the deadliest events and FEMA's declarations.