Choctaw County, Alabama: hazard risk
FEMA rates Choctaw County's overall risk Relatively Low (score 70.6 of 100, higher than 70% of rated U.S. counties). Its storm record holds 356 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 89.3 | $4.8M |
| Tornado | Relatively Moderate | 77.8 | $2.5M |
| Riverine Flooding | Relatively Moderate | 73.5 | $11M |
| Landslide | Relatively Low | 73.7 | $6K |
| Earthquake | Relatively Low | 70.9 | $596K |
| Cold Wave | Relatively Low | 61.1 | $1.0M |
| Lightning | Relatively Low | 54.6 | $195K |
| Ice Storm | Relatively Low | 50.4 | $61K |
| Hail | Relatively Low | 46.3 | $161K |
| Heat Wave | Relatively Low | 46.0 | $216K |
| Drought | Relatively Low | 31.7 | $22K |
| Strong Wind | Relatively Low | 29.8 | $205K |
| Wildfire | Very Low | 52.4 | $38K |
| Winter Weather | Very Low | 24.0 | $15K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 171 | 0 | $1.9M | 49th of 67 | 1892nd of 3,080 |
| Hail | 70 | 0 | $1.7M | 54th of 67 | 2363rd of 3,080 |
| Floods | 46 | 2 | $3.7M | 30th of 67 | 1748th of 3,080 |
| Tornadoes | 34 | 2 | $23M | 64th of 67 | 1786th of 3,080 |
| Winter storms | 15 | 0 | $12K | 42nd of 67 | 2789th of 3,077 |
| Hurricanes and tropical storms | 8 | 0 | $169K | 27th of 67 | 525th of 1,849 |
| Lightning | 4 | 0 | $190K | 43rd of 67 | 1329th of 3,080 |
| Drought | 3 | 0 | – | 57th of 67 | 2302nd of 3,063 |
| Heat | 2 | 0 | – | 64th of 67 | 2169th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Choctaw County record: every hazard by year and month, the deadliest events and FEMA's declarations.