Christian County, Kentucky: hazard risk
FEMA rates Christian County's overall risk Relatively Low (score 79.6 of 100, higher than 79% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by tornado, ice storm. Its storm record holds 1,230 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 91.2 | $8.0M |
| Ice Storm | Relatively High | 85.6 | $635K |
| Earthquake | Relatively Moderate | 93.7 | $11M |
| Lightning | Relatively Moderate | 80.5 | $742K |
| Drought | Relatively Moderate | 79.0 | $881K |
| Winter Weather | Relatively Moderate | 78.6 | $196K |
| Riverine Flooding | Relatively Moderate | 74.9 | $16M |
| Strong Wind | Relatively Moderate | 69.1 | $961K |
| Heat Wave | Relatively Low | 76.2 | $1.2M |
| Hail | Relatively Low | 71.4 | $601K |
| Cold Wave | Relatively Low | 64.9 | $1.7M |
| Hurricane | Very Low | 34.4 | $20K |
| Landslide | Very Low | 27.0 | $233 |
| Wildfire | Very Low | 14.5 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 284 | 0 | $9.6M | 81st of 118 | 817th of 3,080 |
| Winter storms | 140 | 2 | $31M | 74th of 118 | 1114th of 3,077 |
| Hail | 139 | 0 | $123K | 31st of 118 | 1065th of 3,080 |
| Floods | 111 | 2 | $82M | 74th of 118 | 513th of 3,080 |
| Heat | 98 | 1 | – | 23rd of 118 | 290th of 3,076 |
| Extreme cold | 97 | 0 | $5.7M | 23rd of 118 | 179th of 3,076 |
| High wind and dust storms | 87 | 0 | $1.4M | 23rd of 118 | 380th of 3,080 |
| Drought | 60 | 0 | $16M | 24th of 118 | 915th of 3,063 |
| Tornadoes | 57 | 0 | $92M | 21st of 118 | 426th of 3,080 |
| Heavy rain | 25 | 0 | – | 18th of 118 | 266th of 3,080 |
| Lightning | 9 | 0 | $228K | 14th of 118 | 566th of 3,080 |
| Wildfires | 3 | 0 | – | 22nd of 118 | 734th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Christian County record: every hazard by year and month, the deadliest events and FEMA's declarations.