Citrus County, Florida: hazard risk
FEMA rates Citrus County's overall risk Relatively High (score 94.7 of 100, higher than 94% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning, coastal flooding. Its storm record holds 571 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Very High | 98.8 | $82M |
| Lightning | Relatively High | 95.5 | $1.3M |
| Coastal Flooding | Relatively High | 92.6 | $5.3M |
| Wildfire | Relatively Moderate | 90.5 | $1.0M |
| Tornado | Relatively Moderate | 89.0 | $4.5M |
| Riverine Flooding | Relatively Moderate | 83.2 | $15M |
| Strong Wind | Relatively Moderate | 70.3 | $663K |
| Heat Wave | Relatively Low | 75.9 | $815K |
| Cold Wave | Relatively Low | 59.5 | $932K |
| Earthquake | Very Low | 38.6 | $95K |
| Landslide | Very Low | 33.0 | $261 |
| Drought | Very Low | 18.6 | $2K |
| Hail | Very Low | 9.0 | $18K |
| Winter Weather | Very Low | 1.2 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 162 | 0 | $3.5M | 28th of 67 | 1226th of 3,080 |
| Extreme cold | 105 | 0 | $3.4M | 3rd of 67 | 69th of 3,076 |
| Hail | 78 | 0 | $24K | 18th of 67 | 1601st of 3,080 |
| Tornadoes | 51 | 3 | $24M | 17th of 67 | 105th of 3,080 |
| Hurricanes and tropical storms | 40 | 0 | $173M | 13th of 67 | 118th of 1,849 |
| Floods | 30 | 0 | $19M | 24th of 67 | 1594th of 3,080 |
| Lightning | 24 | 1 | $1.1M | 17th of 67 | 154th of 3,080 |
| Heavy rain | 9 | 0 | $3K | 24th of 67 | 597th of 3,080 |
| Wildfires | 5 | 0 | – | 26th of 67 | 317th of 2,972 |
| High wind and dust storms | 1 | 0 | $1K | 49th of 67 | 2895th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Citrus County record: every hazard by year and month, the deadliest events and FEMA's declarations.