Clark County, Indiana: hazard risk
FEMA rates Clark County's overall risk Relatively Moderate (score 81.4 of 100, higher than 81% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, tornado. Its storm record holds 535 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 97.3 | $5.0M |
| Tornado | Relatively High | 95.2 | $15M |
| Riverine Flooding | Relatively Moderate | 81.2 | $25M |
| Cold Wave | Relatively Moderate | 78.8 | $4.0M |
| Lightning | Relatively Moderate | 78.6 | $819K |
| Ice Storm | Relatively Moderate | 75.5 | $359K |
| Earthquake | Relatively Low | 84.3 | $3.1M |
| Landslide | Relatively Low | 83.2 | $29K |
| Heat Wave | Relatively Low | 59.5 | $684K |
| Winter Weather | Relatively Low | 55.5 | $94K |
| Hail | Relatively Low | 44.7 | $258K |
| Drought | Relatively Low | 40.2 | $81K |
| Wildfire | Very Low | 20.7 | $10K |
| Hurricane | Very Low | 14.6 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 221 | 0 | $1.1M | 19th of 91 | 376th of 3,080 |
| Hail | 121 | 0 | $78K | 8th of 91 | 456th of 3,080 |
| Floods | 100 | 2 | $37M | 26th of 91 | 240th of 3,080 |
| Winter storms | 39 | 1 | $27K | 62nd of 91 | 1509th of 3,077 |
| Tornadoes | 30 | 3 | $1.6B | 9th of 91 | 221st of 3,080 |
| Heavy rain | 9 | 0 | – | 7th of 91 | 493rd of 3,080 |
| High wind and dust storms | 8 | 2 | $61K | 64th of 91 | 1728th of 3,080 |
| Extreme cold | 5 | 0 | – | 52nd of 91 | 1518th of 3,076 |
| Heat | 1 | 0 | – | 59th of 91 | 2117th of 3,076 |
| Lightning | 1 | 0 | $34K | 67th of 91 | 1691st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Clark County record: every hazard by year and month, the deadliest events and FEMA's declarations.