Clarke County, Virginia: hazard risk
FEMA rates Clarke County's overall risk Very Low (score 6.9 of 100, higher than 6% of rated U.S. counties). Its storm record holds 681 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 64.0 | $556K |
| Heat Wave | Relatively Low | 54.2 | $681K |
| Strong Wind | Relatively Low | 32.8 | $490K |
| Hurricane | Very Low | 55.7 | $193K |
| Landslide | Very Low | 48.3 | $2K |
| Earthquake | Very Low | 34.8 | $166K |
| Wildfire | Very Low | 33.0 | $26K |
| Hail | Very Low | 20.3 | $108K |
| Winter Weather | Very Low | 18.6 | $24K |
| Riverine Flooding | Very Low | 16.6 | $3.0M |
| Tornado | Very Low | 14.5 | $198K |
| Lightning | Very Low | 14.4 | $74K |
| Avalanche | Very Low | 11.7 | $17 |
| Cold Wave | Very Low | 8.4 | $85K |
| Ice Storm | Very Low | 3.3 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 195 | 0 | $1.0M | 4th of 96 | 43rd of 3,080 |
| Winter storms | 188 | 0 | $333K | 2nd of 96 | 13th of 3,077 |
| Floods | 53 | 0 | $7.0M | 13th of 96 | 165th of 3,080 |
| Hail | 43 | 0 | $3.7M | 11th of 96 | 657th of 3,080 |
| Extreme cold | 42 | 0 | $2.5M | 5th of 96 | 27th of 3,076 |
| Heat | 38 | 1 | – | 4th of 96 | 75th of 3,076 |
| High wind and dust storms | 28 | 0 | $476K | 5th of 96 | 181st of 3,080 |
| Drought | 12 | 0 | $15M | 1st of 96 | 638th of 3,063 |
| Tornadoes | 11 | 0 | $1.6M | 6th of 96 | 405th of 3,080 |
| Heavy rain | 7 | 0 | – | 47th of 96 | 221st of 3,080 |
| Wildfires | 3 | 0 | $3.0M | 2nd of 96 | 253rd of 2,972 |
| Lightning | 2 | 0 | $6K | 34th of 96 | 635th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Clarke County record: every hazard by year and month, the deadliest events and FEMA's declarations.