Clearfield County, Pennsylvania: hazard risk
FEMA rates Clearfield County's overall risk Relatively Low (score 67.1 of 100, higher than 67% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by winter weather, lightning. Its storm record holds 668 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 90.0 | $348K |
| Lightning | Relatively High | 84.4 | $770K |
| Strong Wind | Relatively Moderate | 82.9 | $1.3M |
| Riverine Flooding | Relatively Moderate | 80.6 | $17M |
| Landslide | Relatively Low | 81.3 | $16K |
| Hurricane | Relatively Low | 71.0 | $557K |
| Cold Wave | Relatively Low | 57.4 | $1.1M |
| Tornado | Relatively Low | 40.7 | $760K |
| Ice Storm | Relatively Low | 36.3 | $38K |
| Avalanche | Very Low | 48.0 | $388 |
| Earthquake | Very Low | 43.4 | $159K |
| Wildfire | Very Low | 34.3 | $16K |
| Hail | Very Low | 18.3 | $55K |
| Heat Wave | Very Low | 17.5 | $41K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 407 | 0 | $10M | 49th of 67 | 1378th of 3,080 |
| Winter storms | 112 | 0 | $68K | 62nd of 67 | 1790th of 3,077 |
| Floods | 50 | 0 | $4.7M | 58th of 67 | 1861st of 3,080 |
| Hail | 38 | 0 | $3K | 66th of 67 | 2676th of 3,080 |
| High wind and dust storms | 25 | 0 | $112K | 56th of 67 | 1712th of 3,080 |
| Extreme cold | 18 | 0 | – | 35th of 67 | 1355th of 3,076 |
| Tornadoes | 8 | 0 | $69M | 62nd of 67 | 2542nd of 3,080 |
| Drought | 6 | 0 | – | 52nd of 67 | 2189th of 3,063 |
| Lightning | 1 | 0 | $6K | 51st of 67 | 2284th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Clearfield County record: every hazard by year and month, the deadliest events and FEMA's declarations.