Cochise County, Arizona: hazard risk
FEMA rates Cochise County's overall risk Relatively Moderate (score 92.8 of 100, higher than 92% of rated U.S. counties); 4 of its 14 hazards are rated Relatively High or Very High, led by lightning, wildfire, heat wave. Its storm record holds 1,250 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Very High | 97.0 | $1.8M |
| Wildfire | Relatively High | 99.2 | $19M |
| Heat Wave | Relatively High | 99.1 | $22M |
| Riverine Flooding | Relatively High | 93.8 | $44M |
| Drought | Relatively Moderate | 90.0 | $1.2M |
| Strong Wind | Relatively Moderate | 69.5 | $682K |
| Earthquake | Relatively Low | 78.5 | $1.0M |
| Landslide | Very Low | 55.1 | $1K |
| Avalanche | Very Low | 54.2 | $557 |
| Hurricane | Very Low | 34.2 | $14K |
| Winter Weather | Very Low | 21.3 | $13K |
| Hail | Very Low | 15.4 | $37K |
| Tornado | Very Low | 10.4 | $50K |
| Cold Wave | Very Low | 5.0 | $11K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Drought | 250 | 0 | – | 4th of 15 | 1890th of 3,063 |
| Floods | 238 | 14 | $8.7M | 4th of 15 | 1978th of 3,080 |
| Severe thunderstorm wind | 200 | 0 | $6.3M | 5th of 15 | 2698th of 3,080 |
| Hail | 126 | 1 | $100K | 2nd of 15 | 2753rd of 3,080 |
| High wind and dust storms | 126 | 2 | $18M | 6th of 15 | 2075th of 3,080 |
| Heat | 100 | 70 | – | 6th of 15 | 1325th of 3,076 |
| Winter storms | 84 | 1 | $58K | 10th of 15 | 2906th of 3,077 |
| Wildfires | 53 | 0 | $23M | 4th of 15 | 426th of 2,972 |
| Extreme cold | 19 | 8 | $2.0M | 4th of 15 | 2647th of 3,076 |
| Tornadoes | 18 | 0 | $933K | 5th of 15 | 2752nd of 3,080 |
| Lightning | 15 | 3 | $277K | 4th of 15 | 1882nd of 3,080 |
| Heavy rain | 8 | 1 | $260K | 11th of 15 | 2142nd of 3,080 |
| Landslides and avalanches | 1 | 0 | $13K | 12th of 15 | 436th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cochise County record: every hazard by year and month, the deadliest events and FEMA's declarations.