Coffee County, Alabama: hazard risk
FEMA rates Coffee County's overall risk Relatively Moderate (score 83.4 of 100, higher than 83% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by tornado, lightning. Its storm record holds 673 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 90.3 | $6.3M |
| Lightning | Relatively High | 85.5 | $816K |
| Hurricane | Relatively Moderate | 92.9 | $11M |
| Riverine Flooding | Relatively Moderate | 84.4 | $21M |
| Strong Wind | Relatively Moderate | 70.0 | $831K |
| Landslide | Relatively Low | 71.7 | $6K |
| Heat Wave | Relatively Low | 64.7 | $616K |
| Cold Wave | Relatively Low | 60.0 | $1.2M |
| Ice Storm | Relatively Low | 56.9 | $99K |
| Drought | Relatively Low | 55.1 | $177K |
| Winter Weather | Relatively Low | 32.1 | $28K |
| Earthquake | Very Low | 58.7 | $359K |
| Wildfire | Very Low | 56.5 | $58K |
| Hail | Very Low | 29.2 | $98K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 436 | 1 | $4.6M | 17th of 67 | 716th of 3,080 |
| Hail | 55 | 0 | $80K | 47th of 67 | 2243rd of 3,080 |
| Drought | 46 | 0 | – | 28th of 67 | 644th of 3,063 |
| Floods | 45 | 6 | $225M | 39th of 67 | 2038th of 3,080 |
| Tornadoes | 42 | 9 | $445M | 23rd of 67 | 472nd of 3,080 |
| Lightning | 13 | 1 | $729K | 17th of 67 | 424th of 3,080 |
| Hurricanes and tropical storms | 12 | 0 | $3.0M | 7th of 67 | 351st of 1,849 |
| Heat | 5 | 0 | – | 55th of 67 | 1679th of 3,076 |
| Winter storms | 5 | 0 | $249K | 61st of 67 | 2926th of 3,077 |
| Extreme cold | 2 | 0 | – | 55th of 67 | 2548th of 3,076 |
| Heavy rain | 2 | 0 | – | 48th of 67 | 2095th of 3,080 |
| High wind and dust storms | 2 | 0 | $70K | 55th of 67 | 2809th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Coffee County record: every hazard by year and month, the deadliest events and FEMA's declarations.