Collier County, Florida: hazard risk
FEMA rates Collier County's overall risk Relatively High (score 98.9 of 100, higher than 98% of rated U.S. counties); 5 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning, cold wave. Its storm record holds 651 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Very High | 99.7 | $216M |
| Lightning | Very High | 99.4 | $4.3M |
| Cold Wave | Very High | 99.2 | $34M |
| Coastal Flooding | Very High | 95.2 | $9.4M |
| Riverine Flooding | Relatively High | 98.3 | $124M |
| Wildfire | Relatively Moderate | 96.4 | $4.3M |
| Heat Wave | Relatively Moderate | 93.7 | $3.6M |
| Tornado | Relatively Moderate | 76.4 | $2.5M |
| Drought | Relatively Moderate | 65.0 | $297K |
| Landslide | Relatively Low | 69.6 | $4K |
| Strong Wind | Relatively Low | 51.7 | $437K |
| Earthquake | Very Low | 38.6 | $106K |
| Hail | Very Low | 19.9 | $53K |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 110 | 0 | $946K | 66th of 67 | 2616th of 3,080 |
| Drought | 100 | 0 | – | 20th of 67 | 1393rd of 3,063 |
| Tornadoes | 71 | 2 | $18M | 53rd of 67 | 1554th of 3,080 |
| Hail | 56 | 0 | $504 | 62nd of 67 | 2717th of 3,080 |
| Floods | 52 | 0 | $1.0M | 49th of 67 | 2262nd of 3,080 |
| Hurricanes and tropical storms | 45 | 11 | $2.8B | 61st of 67 | 404th of 1,849 |
| Lightning | 41 | 7 | $6.4M | 31st of 67 | 365th of 3,080 |
| Extreme cold | 39 | 0 | $921M | 18th of 67 | 1272nd of 3,076 |
| Wildfires | 32 | 0 | $7.5M | 15th of 67 | 188th of 2,972 |
| Heavy rain | 6 | 0 | $88K | 57th of 67 | 1649th of 3,080 |
| High wind and dust storms | 5 | 0 | $8K | 43rd of 67 | 2871st of 3,080 |
| Rip currents and high surf | 4 | 4 | – | 26th of 67 | 180th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Collier County record: every hazard by year and month, the deadliest events and FEMA's declarations.