Collin County, Texas: hazard risk
FEMA rates Collin County's overall risk Relatively High (score 98.9 of 100, higher than 98% of rated U.S. counties); 8 of its 14 hazards are rated Relatively High or Very High, led by tornado, hail, heat wave. Its storm record holds 1,590 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Very High | 99.9 | $420M |
| Hail | Very High | 99.9 | $97M |
| Heat Wave | Relatively High | 97.7 | $18M |
| Riverine Flooding | Relatively High | 96.8 | $153M |
| Cold Wave | Relatively High | 95.7 | $19M |
| Ice Storm | Relatively High | 91.5 | $1.5M |
| Winter Weather | Relatively High | 91.1 | $625K |
| Strong Wind | Relatively High | 87.7 | $2.6M |
| Lightning | Relatively Moderate | 67.7 | $650K |
| Earthquake | Relatively Low | 82.0 | $2.9M |
| Wildfire | Relatively Low | 81.0 | $635K |
| Hurricane | Relatively Low | 59.7 | $292K |
| Drought | Relatively Low | 32.4 | $47K |
| Landslide | Very Low | 52.6 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 647 | 0 | $2.3B | 15th of 254 | 119th of 3,080 |
| Severe thunderstorm wind | 429 | 4 | $6.6M | 13th of 254 | 733rd of 3,080 |
| Floods | 108 | 0 | $707K | 36th of 254 | 895th of 3,080 |
| Drought | 99 | 0 | $2.9M | 110th of 254 | 434th of 3,063 |
| Winter storms | 82 | 8 | $3.8M | 54th of 254 | 2176th of 3,077 |
| Heat | 68 | 6 | – | 39th of 254 | 387th of 3,076 |
| Lightning | 65 | 0 | $17M | 2nd of 254 | 76th of 3,080 |
| Tornadoes | 55 | 5 | $42M | 32nd of 254 | 397th of 3,080 |
| Heavy rain | 12 | 3 | – | 29th of 254 | 989th of 3,080 |
| High wind and dust storms | 12 | 0 | $455K | 80th of 254 | 2296th of 3,080 |
| Extreme cold | 8 | 1 | $6.5M | 72nd of 254 | 1821st of 3,076 |
| Wildfires | 4 | 1 | $94K | 104th of 254 | 527th of 2,972 |
| Hurricanes and tropical storms | 1 | 0 | $5K | 81st of 254 | 991st of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Collin County record: every hazard by year and month, the deadliest events and FEMA's declarations.