Colorado County, Texas: hazard risk
FEMA rates Colorado County's overall risk Relatively Low (score 62.2 of 100, higher than 62% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 277 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 92.5 | $1.4M |
| Hurricane | Relatively Moderate | 88.0 | $3.8M |
| Cold Wave | Relatively Moderate | 80.1 | $2.6M |
| Tornado | Relatively Moderate | 71.1 | $1.8M |
| Lightning | Relatively Moderate | 61.3 | $245K |
| Heat Wave | Relatively Low | 62.2 | $447K |
| Ice Storm | Relatively Low | 56.2 | $79K |
| Hail | Relatively Low | 54.5 | $222K |
| Riverine Flooding | Relatively Low | 51.0 | $4.8M |
| Strong Wind | Relatively Low | 47.8 | $362K |
| Winter Weather | Relatively Low | 30.0 | $21K |
| Wildfire | Very Low | 49.4 | $32K |
| Earthquake | Very Low | 23.7 | $27K |
| Landslide | Very Low | 16.7 | $54 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 83 | 0 | $1.4M | 215th of 254 | 2385th of 3,080 |
| Severe thunderstorm wind | 78 | 0 | $2.1M | 183rd of 254 | 2491st of 3,080 |
| Tornadoes | 32 | 1 | $59M | 155th of 254 | 1703rd of 3,080 |
| Floods | 31 | 0 | $3.5M | 164th of 254 | 2077th of 3,080 |
| Drought | 15 | 0 | $15M | 229th of 254 | 1787th of 3,063 |
| Heat | 12 | 0 | – | 114th of 254 | 1292nd of 3,076 |
| Winter storms | 10 | 0 | $90K | 217th of 254 | 2888th of 3,077 |
| High wind and dust storms | 2 | 0 | $113K | 199th of 254 | 2969th of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | $45K | 64th of 254 | 914th of 1,849 |
| Extreme cold | 1 | 0 | $332K | 223rd of 254 | 2775th of 3,076 |
| Lightning | 1 | 0 | $136K | 142nd of 254 | 2233rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Colorado County record: every hazard by year and month, the deadliest events and FEMA's declarations.