Crow Wing County, Minnesota: hazard risk
FEMA rates Crow Wing County's overall risk Relatively Low (score 77.5 of 100, higher than 77% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 789 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 91.4 | $8.4M |
| Riverine Flooding | Relatively Moderate | 84.2 | $26M |
| Strong Wind | Relatively Moderate | 76.7 | $1.2M |
| Hail | Relatively Moderate | 73.5 | $688K |
| Lightning | Relatively Moderate | 71.8 | $555K |
| Wildfire | Relatively Low | 76.1 | $303K |
| Landslide | Relatively Low | 66.2 | $4K |
| Tornado | Relatively Low | 61.3 | $1.9M |
| Winter Weather | Relatively Low | 58.7 | $91K |
| Heat Wave | Relatively Low | 56.8 | $531K |
| Ice Storm | Relatively Low | 49.7 | $87K |
| Drought | Relatively Low | 42.6 | $89K |
| Earthquake | Very Low | 10.9 | $11K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 300 | 0 | $2.3M | 37th of 87 | 2029th of 3,080 |
| Hail | 258 | 0 | $19K | 52nd of 87 | 1407th of 3,080 |
| Winter storms | 90 | 0 | $101K | 74th of 87 | 1644th of 3,077 |
| Drought | 42 | 0 | – | 10th of 87 | 1099th of 3,063 |
| Extreme cold | 30 | 1 | – | 78th of 87 | 825th of 3,076 |
| Tornadoes | 28 | 0 | $62M | 64th of 87 | 2029th of 3,080 |
| Floods | 25 | 0 | $1.2M | 69th of 87 | 2482nd of 3,080 |
| Lightning | 8 | 0 | $3.3M | 14th of 87 | 860th of 3,080 |
| High wind and dust storms | 3 | 0 | $16K | 80th of 87 | 2806th of 3,080 |
| Heat | 2 | 0 | – | 70th of 87 | 2193rd of 3,076 |
| Wildfires | 1 | 0 | – | 10th of 87 | 1149th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Crow Wing County record: every hazard by year and month, the deadliest events and FEMA's declarations.