Culpeper County, Virginia: hazard risk
FEMA rates Culpeper County's overall risk Relatively Low (score 46.2 of 100, higher than 46% of rated U.S. counties). Its storm record holds 881 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 81.0 | $1.0M |
| Lightning | Relatively Moderate | 72.2 | $548K |
| Strong Wind | Relatively Moderate | 59.8 | $742K |
| Hurricane | Relatively Low | 70.9 | $657K |
| Earthquake | Relatively Low | 65.1 | $622K |
| Riverine Flooding | Relatively Low | 62.0 | $9.8M |
| Heat Wave | Relatively Low | 60.3 | $598K |
| Hail | Relatively Low | 43.5 | $210K |
| Winter Weather | Relatively Low | 40.9 | $48K |
| Tornado | Relatively Low | 31.3 | $561K |
| Ice Storm | Relatively Low | 29.9 | $32K |
| Landslide | Very Low | 41.5 | $743 |
| Wildfire | Very Low | 35.5 | $20K |
| Cold Wave | Very Low | 7.3 | $44K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 260 | 0 | $1.4M | 20th of 96 | 276th of 3,080 |
| Floods | 156 | 4 | $2.9M | 10th of 96 | 126th of 3,080 |
| Winter storms | 144 | 0 | $3.5M | 23rd of 96 | 204th of 3,077 |
| Heat | 55 | 0 | – | 9th of 96 | 186th of 3,076 |
| Extreme cold | 52 | 0 | $18K | 13th of 96 | 103rd of 3,076 |
| Hail | 52 | 0 | $200K | 41st of 96 | 1730th of 3,080 |
| High wind and dust storms | 19 | 0 | $3.2M | 42nd of 96 | 892nd of 3,080 |
| Heavy rain | 14 | 0 | – | 50th of 96 | 237th of 3,080 |
| Drought | 11 | 0 | $9.2M | 32nd of 96 | 1369th of 3,063 |
| Tornadoes | 10 | 0 | $13M | 37th of 96 | 1855th of 3,080 |
| Lightning | 4 | 1 | $55K | 40th of 96 | 682nd of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 65th of 96 | 861st of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Culpeper County record: every hazard by year and month, the deadliest events and FEMA's declarations.