Custer County, Colorado: hazard risk
FEMA rates Custer County's overall risk Very Low (score 3.9 of 100, higher than 3% of rated U.S. counties). Its storm record holds 1,305 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 79.3 | $1.0M |
| Landslide | Relatively Low | 81.7 | $29K |
| Wildfire | Relatively Low | 81.6 | $699K |
| Drought | Relatively Low | 32.5 | $48K |
| Winter Weather | Relatively Low | 26.6 | $37K |
| Hail | Very Low | 32.0 | $191K |
| Avalanche | Very Low | 22.2 | $72 |
| Earthquake | Very Low | 14.1 | $22K |
| Riverine Flooding | Very Low | 9.5 | $1.9M |
| Tornado | Very Low | 7.7 | $60K |
| Strong Wind | Very Low | 5.9 | $58K |
| Cold Wave | Very Low | 4.2 | $11K |
| Heat Wave | Very Low | 3.2 | $3K |
| Ice Storm | Very Low | 2.9 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 765 | 3 | $9.8M | 16th of 63 | 157th of 3,077 |
| High wind and dust storms | 307 | 0 | $6.8M | 6th of 63 | 159th of 3,080 |
| Hail | 92 | 0 | $1K | 25th of 63 | 1832nd of 3,080 |
| Floods | 30 | 0 | $21M | 11th of 63 | 2027th of 3,080 |
| Extreme cold | 29 | 0 | – | 24th of 63 | 1824th of 3,076 |
| Heavy rain | 25 | 0 | – | 2nd of 63 | 294th of 3,080 |
| Wildfires | 21 | 0 | $11M | 13th of 63 | 107th of 2,972 |
| Tornadoes | 9 | 0 | $52K | 27th of 63 | 2331st of 3,080 |
| Drought | 5 | 0 | – | 42nd of 63 | 2425th of 3,063 |
| Landslides and avalanches | 5 | 1 | – | 28th of 63 | 119th of 2,278 |
| Severe thunderstorm wind | 5 | 0 | – | 45th of 63 | 2906th of 3,080 |
| Lightning | 2 | 2 | – | 28th of 63 | 1685th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Custer County record: every hazard by year and month, the deadliest events and FEMA's declarations.