Darke County, Ohio: hazard risk
FEMA rates Darke County's overall risk Relatively Low (score 52.7 of 100, higher than 52% of rated U.S. counties). Its storm record holds 649 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 81.8 | $5.0M |
| Strong Wind | Relatively Moderate | 68.7 | $1.1M |
| Earthquake | Relatively Low | 80.1 | $2.0M |
| Riverine Flooding | Relatively Low | 60.1 | $11M |
| Hail | Relatively Low | 58.5 | $424K |
| Lightning | Relatively Low | 43.2 | $214K |
| Ice Storm | Relatively Low | 42.1 | $69K |
| Winter Weather | Relatively Low | 35.8 | $44K |
| Cold Wave | Relatively Low | 34.4 | $604K |
| Hurricane | Very Low | 37.8 | $30K |
| Landslide | Very Low | 35.5 | $548 |
| Heat Wave | Very Low | 29.3 | $149K |
| Wildfire | Very Low | 12.3 | $5K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 257 | 0 | $2.8M | 55th of 88 | 670th of 3,080 |
| Winter storms | 139 | 0 | $1.0M | 28th of 88 | 547th of 3,077 |
| Hail | 99 | 0 | $49K | 49th of 88 | 1324th of 3,080 |
| Floods | 88 | 0 | $633K | 56th of 88 | 721st of 3,080 |
| Tornadoes | 31 | 0 | $96M | 20th of 88 | 730th of 3,080 |
| High wind and dust storms | 18 | 0 | $8.5M | 75th of 88 | 1458th of 3,080 |
| Extreme cold | 5 | 1 | $806K | 76th of 88 | 1933rd of 3,076 |
| Heat | 5 | 0 | – | 40th of 88 | 1593rd of 3,076 |
| Heavy rain | 3 | 0 | $1K | 37th of 88 | 1338th of 3,080 |
| Drought | 2 | 0 | – | 79th of 88 | 2297th of 3,063 |
| Lightning | 2 | 0 | $27K | 42nd of 88 | 1544th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Darke County record: every hazard by year and month, the deadliest events and FEMA's declarations.