Davidson County, North Carolina: hazard risk
FEMA rates Davidson County's overall risk Relatively Moderate (score 87.2 of 100, higher than 87% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 633 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 95.4 | $1.7M |
| Riverine Flooding | Relatively Moderate | 91.5 | $44M |
| Tornado | Relatively Moderate | 86.9 | $5.6M |
| Cold Wave | Relatively Moderate | 84.9 | $4.9M |
| Hurricane | Relatively Moderate | 84.2 | $3.3M |
| Strong Wind | Relatively Moderate | 83.5 | $1.5M |
| Winter Weather | Relatively Moderate | 80.5 | $208K |
| Hail | Relatively Moderate | 76.7 | $716K |
| Lightning | Relatively Moderate | 69.1 | $467K |
| Earthquake | Relatively Low | 76.7 | $1.2M |
| Heat Wave | Relatively Low | 64.5 | $688K |
| Landslide | Relatively Low | 63.6 | $3K |
| Drought | Relatively Low | 58.1 | $242K |
| Wildfire | Very Low | 49.6 | $45K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 305 | 2 | $2.8M | 36th of 100 | 525th of 3,080 |
| Hail | 116 | 0 | $2.0M | 43rd of 100 | 1022nd of 3,080 |
| Winter storms | 80 | 1 | $7.8M | 44th of 100 | 1028th of 3,077 |
| Floods | 74 | 1 | $8.8M | 27th of 100 | 712th of 3,080 |
| High wind and dust storms | 21 | 1 | $1.6M | 61st of 100 | 1444th of 3,080 |
| Tornadoes | 16 | 2 | $32M | 57th of 100 | 1867th of 3,080 |
| Lightning | 10 | 0 | $801K | 35th of 100 | 415th of 3,080 |
| Hurricanes and tropical storms | 7 | 0 | $3.1M | 53rd of 100 | 419th of 1,849 |
| Extreme cold | 2 | 0 | – | 76th of 100 | 2449th of 3,076 |
| Heat | 1 | 0 | – | 74th of 100 | 2219th of 3,076 |
| Heavy rain | 1 | 0 | – | 91st of 100 | 1972nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Davidson County record: every hazard by year and month, the deadliest events and FEMA's declarations.