Daviess County, Kentucky: hazard risk
FEMA rates Daviess County's overall risk Relatively Moderate (score 88.1 of 100, higher than 88% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by ice storm, strong wind, winter weather. Its storm record holds 1,057 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 95.9 | $1.8M |
| Strong Wind | Relatively High | 94.8 | $2.9M |
| Winter Weather | Relatively High | 93.4 | $533K |
| Earthquake | Relatively Moderate | 95.9 | $17M |
| Hail | Relatively Moderate | 91.2 | $1.8M |
| Heat Wave | Relatively Moderate | 90.8 | $3.1M |
| Tornado | Relatively Moderate | 88.9 | $6.4M |
| Riverine Flooding | Relatively Moderate | 88.8 | $33M |
| Drought | Relatively Moderate | 71.1 | $542K |
| Lightning | Relatively Moderate | 69.5 | $470K |
| Cold Wave | Relatively Moderate | 68.3 | $1.9M |
| Hurricane | Very Low | 35.0 | $20K |
| Landslide | Very Low | 28.9 | $273 |
| Wildfire | Very Low | 17.9 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 206 | 0 | $9.5M | 50th of 118 | 443rd of 3,080 |
| Hail | 148 | 0 | $3.6M | 7th of 118 | 312th of 3,080 |
| Winter storms | 133 | 2 | $24M | 32nd of 118 | 438th of 3,077 |
| Floods | 131 | 1 | $30M | 18th of 118 | 105th of 3,080 |
| Heat | 77 | 1 | – | 17th of 118 | 146th of 3,076 |
| High wind and dust storms | 76 | 0 | $26M | 17th of 118 | 177th of 3,080 |
| Extreme cold | 72 | 1 | $5.7M | 18th of 118 | 68th of 3,076 |
| Drought | 33 | 0 | $16M | 21st of 118 | 582nd of 3,063 |
| Tornadoes | 31 | 0 | $138M | 36th of 118 | 858th of 3,080 |
| Heavy rain | 29 | 0 | $3K | 4th of 118 | 136th of 3,080 |
| Lightning | 12 | 0 | $288K | 4th of 118 | 264th of 3,080 |
| Wildfires | 1 | 0 | – | 27th of 118 | 848th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Daviess County record: every hazard by year and month, the deadliest events and FEMA's declarations.