Decatur County, Tennessee: hazard risk
FEMA rates Decatur County's overall risk Very Low (score 38.4 of 100, higher than 38% of rated U.S. counties). Its storm record holds 371 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 71.5 | $1.6M |
| Tornado | Relatively Moderate | 66.7 | $1.6M |
| Earthquake | Relatively Low | 83.4 | $1.6M |
| Heat Wave | Relatively Low | 52.9 | $298K |
| Strong Wind | Relatively Low | 48.7 | $370K |
| Lightning | Relatively Low | 38.0 | $104K |
| Hurricane | Very Low | 47.0 | $39K |
| Landslide | Very Low | 46.9 | $788 |
| Riverine Flooding | Very Low | 33.5 | $2.7M |
| Drought | Very Low | 29.3 | $16K |
| Ice Storm | Very Low | 24.3 | $16K |
| Wildfire | Very Low | 13.3 | $3K |
| Winter Weather | Very Low | 13.0 | $7K |
| Hail | Very Low | 6.4 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 90 | 0 | $4.8M | 76th of 95 | 1055th of 3,080 |
| Heat | 86 | 0 | – | 4th of 95 | 50th of 3,076 |
| Hail | 56 | 0 | $56K | 36th of 95 | 1187th of 3,080 |
| Winter storms | 47 | 0 | $18K | 41st of 95 | 1081st of 3,077 |
| Floods | 46 | 0 | $7.2M | 11th of 95 | 492nd of 3,080 |
| Drought | 21 | 0 | – | 35th of 95 | 722nd of 3,063 |
| Extreme cold | 10 | 0 | – | 7th of 95 | 902nd of 3,076 |
| Tornadoes | 8 | 0 | $3.8M | 66th of 95 | 1841st of 3,080 |
| High wind and dust storms | 3 | 0 | $18K | 80th of 95 | 2403rd of 3,080 |
| Lightning | 2 | 0 | $26K | 50th of 95 | 1090th of 3,080 |
| Heavy rain | 1 | 0 | – | 40th of 95 | 1651st of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $8K | 20th of 95 | 838th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Decatur County record: every hazard by year and month, the deadliest events and FEMA's declarations.