Delaware County, New York: hazard risk

FEMA rates Delaware County's overall risk Relatively Moderate (score 83.3 of 100, higher than 83% of rated U.S. counties). Its storm record holds 759 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Delaware County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Riverine FloodingRelatively Moderate91.2$31M
LandslideRelatively Moderate90.0$40K
Winter WeatherRelatively Moderate72.5$102K
Cold WaveRelatively Moderate69.8$1.5M
HurricaneRelatively Low76.8$902K
AvalancheRelatively Low69.3$3K
TornadoRelatively Low55.6$1.1M
Strong WindRelatively Low51.8$410K
LightningRelatively Low49.1$159K
Ice StormRelatively Low42.3$42K
HailRelatively Low38.1$118K
EarthquakeVery Low50.4$199K
Heat WaveVery Low21.1$49K
WildfireVery Low18.7$5K
DroughtNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind3241$2.9M51st of 582037th of 3,080
Floods13715$544M49th of 581569th of 3,080
Winter storms1230$1.4M56th of 581719th of 3,077
Hail1080$157K50th of 582598th of 3,080
High wind and dust storms220$1.1M57th of 582045th of 3,080
Extreme cold180$48K54th of 581645th of 3,076
Tornadoes110$4.6M42nd of 582547th of 3,080
Drought50–41st of 582290th of 3,063
Heat40–43rd of 582109th of 3,076
Lightning40$204K48th of 581672nd of 3,080
Heavy rain20–51st of 582124th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Delaware County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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