Denton County, Texas: hazard risk
FEMA rates Denton County's overall risk Relatively High (score 96.9 of 100, higher than 96% of rated U.S. counties); 8 of its 14 hazards are rated Relatively High or Very High, led by tornado, hail, ice storm. Its storm record holds 1,844 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Very High | 99.8 | $145M |
| Hail | Very High | 99.7 | $43M |
| Ice Storm | Very High | 97.2 | $3.3M |
| Heat Wave | Relatively High | 98.0 | $20M |
| Riverine Flooding | Relatively High | 95.7 | $119M |
| Cold Wave | Relatively High | 93.9 | $14M |
| Strong Wind | Relatively High | 92.7 | $3.4M |
| Winter Weather | Relatively High | 86.2 | $414K |
| Wildfire | Relatively Moderate | 93.0 | $3.0M |
| Lightning | Relatively Moderate | 80.6 | $1.0M |
| Earthquake | Relatively Low | 74.0 | $1.5M |
| Drought | Relatively Low | 36.9 | $69K |
| Hurricane | Very Low | 58.4 | $236K |
| Landslide | Very Low | 47.6 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 819 | 0 | $1.1B | 8th of 254 | 68th of 3,080 |
| Severe thunderstorm wind | 516 | 4 | $19M | 14th of 254 | 745th of 3,080 |
| Floods | 156 | 7 | $19M | 23rd of 254 | 609th of 3,080 |
| Drought | 83 | 0 | $2.8M | 90th of 254 | 352nd of 3,063 |
| Heat | 63 | 12 | – | 41st of 254 | 396th of 3,076 |
| Winter storms | 60 | 3 | $4.0M | 56th of 254 | 2189th of 3,077 |
| Tornadoes | 58 | 0 | $19M | 43rd of 254 | 525th of 3,080 |
| Lightning | 51 | 1 | $9.7M | 4th of 254 | 123rd of 3,080 |
| High wind and dust storms | 16 | 0 | $333K | 82nd of 254 | 2325th of 3,080 |
| Extreme cold | 8 | 0 | $18M | 76th of 254 | 1860th of 3,076 |
| Heavy rain | 8 | 0 | $3K | 23rd of 254 | 932nd of 3,080 |
| Wildfires | 5 | 0 | $71K | 107th of 254 | 542nd of 2,972 |
| Hurricanes and tropical storms | 1 | 0 | $623K | 87th of 254 | 1002nd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Denton County record: every hazard by year and month, the deadliest events and FEMA's declarations.