Divide County, North Dakota: hazard risk
FEMA rates Divide County's overall risk Very Low (score 5.8 of 100, higher than 5% of rated U.S. counties). Its storm record holds 372 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 83.5 | $201K |
| Ice Storm | Relatively Moderate | 67.1 | $153K |
| Hail | Relatively Low | 55.9 | $268K |
| Cold Wave | Relatively Low | 54.6 | $914K |
| Drought | Relatively Low | 31.6 | $25K |
| Wildfire | Very Low | 59.1 | $64K |
| Tornado | Very Low | 20.0 | $190K |
| Lightning | Very Low | 14.5 | $40K |
| Earthquake | Very Low | 12.9 | $11K |
| Strong Wind | Very Low | 12.6 | $80K |
| Landslide | Very Low | 10.0 | $22 |
| Riverine Flooding | Very Low | 6.1 | $711K |
| Heat Wave | Very Low | 6.0 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 101 | 0 | $11M | 47th of 53 | 2381st of 3,080 |
| Winter storms | 83 | 0 | $14M | 41st of 53 | 2031st of 3,077 |
| Severe thunderstorm wind | 65 | 0 | $770K | 48th of 53 | 2661st of 3,080 |
| High wind and dust storms | 48 | 0 | $126K | 27th of 53 | 1229th of 3,080 |
| Extreme cold | 32 | 0 | – | 31st of 53 | 980th of 3,076 |
| Drought | 21 | 0 | – | 9th of 53 | 1760th of 3,063 |
| Tornadoes | 13 | 0 | $1.0M | 50th of 53 | 2471st of 3,080 |
| Floods | 2 | 0 | $496K | 52nd of 53 | 3034th of 3,080 |
| Heat | 1 | 0 | – | 37th of 53 | 2399th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Divide County record: every hazard by year and month, the deadliest events and FEMA's declarations.