Douglas County, Missouri: hazard risk
FEMA rates Douglas County's overall risk Very Low (score 23.7 of 100, higher than 23% of rated U.S. counties). Its storm record holds 1,076 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 80.9 | $356K |
| Strong Wind | Relatively Moderate | 60.8 | $602K |
| Landslide | Relatively Low | 76.0 | $8K |
| Heat Wave | Relatively Low | 71.6 | $789K |
| Earthquake | Relatively Low | 63.4 | $440K |
| Cold Wave | Relatively Low | 46.3 | $661K |
| Tornado | Relatively Low | 46.1 | $878K |
| Winter Weather | Relatively Low | 37.1 | $33K |
| Lightning | Relatively Low | 32.9 | $98K |
| Wildfire | Very Low | 58.7 | $62K |
| Hurricane | Very Low | 27.2 | $9K |
| Riverine Flooding | Very Low | 27.0 | $2.5M |
| Drought | Very Low | 26.4 | $12K |
| Hail | Very Low | 18.0 | $51K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 394 | 4 | $20M | 3rd of 114 | 103rd of 3,080 |
| Severe thunderstorm wind | 260 | 0 | $8.6M | 52nd of 114 | 1521st of 3,080 |
| Hail | 241 | 0 | $2.2M | 57th of 114 | 854th of 3,080 |
| Winter storms | 56 | 1 | $496K | 93rd of 114 | 1987th of 3,077 |
| Tornadoes | 42 | 0 | $19M | 45th of 114 | 1205th of 3,080 |
| Heavy rain | 27 | 0 | – | 18th of 114 | 388th of 3,080 |
| Drought | 25 | 0 | $1.3M | 68th of 114 | 1327th of 3,063 |
| Heat | 9 | 0 | – | 109th of 114 | 1406th of 3,076 |
| Extreme cold | 8 | 0 | $96K | 91st of 114 | 1787th of 3,076 |
| Lightning | 8 | 0 | $158K | 14th of 114 | 732nd of 3,080 |
| High wind and dust storms | 2 | 0 | $31K | 102nd of 114 | 2845th of 3,080 |
| Wildfires | 2 | 0 | $2K | 37th of 114 | 1076th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Douglas County record: every hazard by year and month, the deadliest events and FEMA's declarations.