Eau Claire County, Wisconsin: hazard risk

FEMA rates Eau Claire County's overall risk Relatively Low (score 78.3 of 100, higher than 78% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by cold wave, strong wind. Its storm record holds 450 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Eau Claire County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Cold WaveRelatively High94.0$13M
Strong WindRelatively High88.9$2.3M
HailRelatively Moderate89.3$2.0M
TornadoRelatively Moderate80.6$5.0M
Riverine FloodingRelatively Moderate79.9$24M
Winter WeatherRelatively Moderate71.9$173K
LightningRelatively Moderate71.0$629K
Ice StormRelatively Moderate62.2$182K
LandslideRelatively Low76.5$13K
Heat WaveRelatively Low67.4$987K
WildfireVery Low30.1$18K
DroughtVery Low16.4$2K
EarthquakeVery Low9.8$12K
HurricaneNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1370$4.0M32nd of 721811th of 3,080
Hail1300$31K34th of 721655th of 3,080
Winter storms990$4.7M36th of 72963rd of 3,077
Tornadoes246$92M46th of 721938th of 3,080
Floods201$7.7M35th of 722028th of 3,080
Extreme cold141–47th of 721060th of 3,076
Heat80–38th of 721288th of 3,076
Heavy rain60–42nd of 721204th of 3,080
High wind and dust storms40$15658th of 722592nd of 3,080
Lightning20$134K56th of 721585th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Eau Claire County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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