El Dorado County, California: hazard risk
FEMA rates El Dorado County's overall risk Relatively Moderate (score 91.4 of 100, higher than 91% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by wildfire, avalanche, winter weather. Its storm record holds 2,066 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively High | 99.7 | $55M |
| Avalanche | Relatively High | 85.8 | $1.3M |
| Winter Weather | Relatively High | 85.4 | $345K |
| Landslide | Relatively Moderate | 97.0 | $336K |
| Riverine Flooding | Relatively Moderate | 91.7 | $56M |
| Earthquake | Relatively Moderate | 91.6 | $8.3M |
| Drought | Relatively Moderate | 77.1 | $933K |
| Lightning | Relatively Moderate | 69.0 | $577K |
| Heat Wave | Relatively Low | 68.0 | $1.0M |
| Strong Wind | Relatively Low | 18.7 | $198K |
| Volcanic Activity | Very Low | 60.6 | $40 |
| Hail | Very Low | 18.9 | $81K |
| Tornado | Very Low | 13.7 | $143K |
| Cold Wave | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 1,332 | 19 | $3.4M | 5th of 57 | 221st of 3,077 |
| High wind and dust storms | 293 | 5 | $11M | 12th of 57 | 252nd of 3,080 |
| Heavy rain | 140 | 3 | $188K | 3rd of 57 | 187th of 3,080 |
| Floods | 65 | 3 | $36M | 30th of 57 | 2236th of 3,080 |
| Drought | 64 | 0 | – | 22nd of 57 | 1426th of 3,063 |
| Wildfires | 43 | 3 | $738M | 18th of 57 | 112th of 2,972 |
| Landslides and avalanches | 36 | 19 | $7.9M | 12th of 57 | 49th of 2,278 |
| Heat | 24 | 3 | – | 36th of 57 | 1512th of 3,076 |
| Extreme cold | 22 | 22 | – | 23rd of 57 | 1597th of 3,076 |
| Hail | 22 | 0 | $331K | 11th of 57 | 2815th of 3,080 |
| Severe thunderstorm wind | 6 | 8 | $22K | 38th of 57 | 2996th of 3,080 |
| Tornadoes | 5 | 0 | $1.2M | 29th of 57 | 2749th of 3,080 |
| Rip currents and high surf | 2 | 0 | – | 35th of 57 | 247th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full El Dorado County record: every hazard by year and month, the deadliest events and FEMA's declarations.