Fayette County, Georgia: hazard risk

FEMA rates Fayette County's overall risk Relatively Low (score 61.3 of 100, higher than 61% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 520 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Fayette County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
LightningRelatively High86.7$1.5M
TornadoRelatively Moderate80.7$6.0M
HailRelatively Moderate77.9$1.1M
Ice StormRelatively Moderate65.9$257K
Strong WindRelatively Moderate54.8$910K
EarthquakeRelatively Low73.1$1.4M
Riverine FloodingRelatively Low70.6$19M
HurricaneRelatively Low58.8$268K
Heat WaveRelatively Low56.9$738K
DroughtRelatively Low42.9$126K
WildfireVery Low34.2$26K
Cold WaveVery Low20.1$323K
LandslideVery Low18.9$152
Winter WeatherVery Low13.9$16K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind2150$4.8M5th of 15918th of 3,080
Hail940$19M4th of 15927th of 3,080
Lightning501$9.4M1st of 1592nd of 3,080
Drought360$4.9M17th of 15951st of 3,063
Winter storms260$2.2M29th of 1591118th of 3,077
Floods241$3.5M7th of 159635th of 3,080
Hurricanes and tropical storms160$120K19th of 15934th of 1,849
Extreme cold140–16th of 159279th of 3,076
Tornadoes120$15M25th of 159414th of 3,080
Heat110–18th of 159470th of 3,076
High wind and dust storms110$1.2M21st of 159757th of 3,080
Heavy rain70$379K4th of 159245th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Fayette County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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