Florence County, Wisconsin: hazard risk
FEMA rates Florence County's overall risk Relatively Low (score 54.2 of 100, higher than 54% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 265 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 97.1 | $16M |
| Hail | Relatively Low | 45.1 | $212K |
| Lightning | Very Low | 18.9 | $63K |
| Winter Weather | Very Low | 18.0 | $15K |
| Drought | Very Low | 13.2 | $75 |
| Tornado | Very Low | 11.0 | $77K |
| Riverine Flooding | Very Low | 11.0 | $1.4M |
| Landslide | Very Low | 9.3 | $23 |
| Strong Wind | Very Low | 8.8 | $62K |
| Wildfire | Very Low | 8.6 | $3K |
| Heat Wave | Very Low | 4.7 | $5K |
| Ice Storm | Very Low | 0.6 | $329 |
| Earthquake | Very Low | 0.5 | $544 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 111 | 0 | – | 24th of 72 | 568th of 3,077 |
| Severe thunderstorm wind | 47 | 0 | $417K | 65th of 72 | 2455th of 3,080 |
| Drought | 32 | 0 | – | 3rd of 72 | 685th of 3,063 |
| Hail | 26 | 0 | – | 68th of 72 | 2519th of 3,080 |
| Extreme cold | 16 | 2 | – | 26th of 72 | 779th of 3,076 |
| High wind and dust storms | 10 | 0 | $3K | 39th of 72 | 1780th of 3,080 |
| Floods | 8 | 0 | $2.8M | 53rd of 72 | 2548th of 3,080 |
| Tornadoes | 5 | 0 | $364K | 64th of 72 | 2407th of 3,080 |
| Heat | 2 | 0 | – | 56th of 72 | 1968th of 3,076 |
| Lightning | 1 | 0 | $205K | 59th of 72 | 1891st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Florence County record: every hazard by year and month, the deadliest events and FEMA's declarations.