Floyd County, Georgia: hazard risk
FEMA rates Floyd County's overall risk Relatively Moderate (score 82.0 of 100, higher than 81% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by tornado, strong wind. Its storm record holds 762 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 94.8 | $10.0M |
| Strong Wind | Relatively High | 91.5 | $1.9M |
| Cold Wave | Relatively Moderate | 84.3 | $4.1M |
| Riverine Flooding | Relatively Moderate | 82.4 | $19M |
| Hail | Relatively Moderate | 74.9 | $592K |
| Lightning | Relatively Moderate | 73.2 | $470K |
| Drought | Relatively Moderate | 69.1 | $425K |
| Ice Storm | Relatively Moderate | 65.3 | $145K |
| Earthquake | Relatively Low | 85.1 | $2.4M |
| Landslide | Relatively Low | 80.7 | $14K |
| Wildfire | Relatively Low | 74.4 | $210K |
| Heat Wave | Relatively Low | 63.7 | $587K |
| Hurricane | Relatively Low | 63.5 | $260K |
| Winter Weather | Very Low | 22.6 | $17K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 286 | 1 | $34M | 44th of 159 | 322nd of 3,080 |
| Hail | 116 | 0 | $6.2M | 43rd of 159 | 726th of 3,080 |
| Winter storms | 66 | 0 | $1.9M | 43rd of 159 | 1643rd of 3,077 |
| Drought | 58 | 0 | $25M | 116th of 159 | 577th of 3,063 |
| Floods | 48 | 1 | $2.0M | 33rd of 159 | 1137th of 3,080 |
| Lightning | 38 | 0 | $1.6M | 15th of 159 | 74th of 3,080 |
| Hurricanes and tropical storms | 30 | 0 | $30K | 106th of 159 | 216th of 1,849 |
| Extreme cold | 28 | 0 | – | 98th of 159 | 889th of 3,076 |
| High wind and dust storms | 27 | 0 | $1.4M | 38th of 159 | 1157th of 3,080 |
| Heat | 22 | 1 | – | 96th of 159 | 957th of 3,076 |
| Tornadoes | 19 | 3 | $37M | 84th of 159 | 1374th of 3,080 |
| Heavy rain | 11 | 0 | $14K | 32nd of 159 | 592nd of 3,080 |
| Wildfires | 5 | 0 | $23K | 18th of 159 | 351st of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Floyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.