Floyd County, Iowa: hazard risk
FEMA rates Floyd County's overall risk Relatively Low (score 47.7 of 100, higher than 47% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 621 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 93.9 | $2.2M |
| Hail | Relatively Moderate | 80.9 | $890K |
| Tornado | Relatively Moderate | 68.0 | $2.3M |
| Winter Weather | Relatively Moderate | 65.8 | $107K |
| Riverine Flooding | Relatively Low | 56.3 | $7.7M |
| Cold Wave | Relatively Low | 50.8 | $945K |
| Strong Wind | Relatively Low | 34.8 | $334K |
| Ice Storm | Relatively Low | 27.9 | $27K |
| Landslide | Very Low | 29.4 | $281 |
| Wildfire | Very Low | 28.8 | $13K |
| Heat Wave | Very Low | 20.9 | $64K |
| Lightning | Very Low | 15.9 | $52K |
| Hurricane | Very Low | 12.1 | $3K |
| Earthquake | Very Low | 11.0 | $11K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 165 | 0 | $9.0M | 19th of 99 | 660th of 3,080 |
| Severe thunderstorm wind | 156 | 0 | $5.3M | 38th of 99 | 1567th of 3,080 |
| Winter storms | 92 | 2 | $185K | 41st of 99 | 781st of 3,077 |
| Floods | 63 | 1 | $20M | 34th of 99 | 662nd of 3,080 |
| Extreme cold | 30 | 0 | – | 24th of 99 | 392nd of 3,076 |
| Drought | 29 | 0 | – | 32nd of 99 | 799th of 3,063 |
| Tornadoes | 26 | 13 | $219M | 64th of 99 | 934th of 3,080 |
| High wind and dust storms | 23 | 0 | $369K | 59th of 99 | 998th of 3,080 |
| Heavy rain | 14 | 0 | – | 60th of 99 | 575th of 3,080 |
| Heat | 13 | 0 | $59K | 19th of 99 | 856th of 3,076 |
| Lightning | 3 | 0 | $58K | 37th of 99 | 1087th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Floyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.