Floyd County, Texas: hazard risk
FEMA rates Floyd County's overall risk Very Low (score 30.7 of 100, higher than 30% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by hail, drought. Its storm record holds 721 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 96.8 | $3.1M |
| Drought | Relatively High | 92.0 | $1.5M |
| Strong Wind | Relatively Moderate | 55.5 | $500K |
| Wildfire | Relatively Low | 73.3 | $174K |
| Winter Weather | Relatively Low | 57.1 | $64K |
| Tornado | Relatively Low | 44.9 | $815K |
| Ice Storm | Relatively Low | 36.0 | $34K |
| Cold Wave | Relatively Low | 27.7 | $287K |
| Hurricane | Very Low | 31.1 | $12K |
| Earthquake | Very Low | 19.5 | $21K |
| Lightning | Very Low | 17.5 | $46K |
| Heat Wave | Very Low | 14.5 | $26K |
| Riverine Flooding | Very Low | 11.3 | $1.1M |
| Landslide | Very Low | 1.7 | $1 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 265 | 0 | $55M | 83rd of 254 | 795th of 3,080 |
| Severe thunderstorm wind | 123 | 0 | $2.4M | 123rd of 254 | 2252nd of 3,080 |
| Drought | 101 | 0 | $2.3M | 69th of 254 | 284th of 3,063 |
| Winter storms | 70 | 1 | $1.4M | 30th of 254 | 1963rd of 3,077 |
| High wind and dust storms | 66 | 2 | $3.2M | 32nd of 254 | 700th of 3,080 |
| Tornadoes | 61 | 1 | $108M | 81st of 254 | 917th of 3,080 |
| Floods | 18 | 0 | $1.6M | 208th of 254 | 2447th of 3,080 |
| Heavy rain | 5 | 0 | – | 65th of 254 | 1333rd of 3,080 |
| Extreme cold | 4 | 0 | – | 168th of 254 | 2402nd of 3,076 |
| Wildfires | 4 | 0 | $2.8M | 115th of 254 | 588th of 2,972 |
| Lightning | 3 | 0 | $117K | 82nd of 254 | 1604th of 3,080 |
| Heat | 1 | 0 | – | 193rd of 254 | 2349th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Floyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.