Floyd County, Virginia: hazard risk
FEMA rates Floyd County's overall risk Very Low (score 6.6 of 100, higher than 6% of rated U.S. counties). Its storm record holds 384 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 64.6 | $412K |
| Landslide | Relatively Low | 86.0 | $37K |
| Cold Wave | Relatively Low | 34.0 | $541K |
| Strong Wind | Relatively Low | 18.9 | $178K |
| Hurricane | Very Low | 53.3 | $110K |
| Wildfire | Very Low | 49.4 | $48K |
| Avalanche | Very Low | 39.9 | $276 |
| Earthquake | Very Low | 28.2 | $67K |
| Winter Weather | Very Low | 22.4 | $22K |
| Riverine Flooding | Very Low | 17.3 | $2.2M |
| Ice Storm | Very Low | 16.6 | $12K |
| Hail | Very Low | 11.3 | $39K |
| Tornado | Very Low | 11.0 | $83K |
| Lightning | Very Low | 9.9 | $35K |
| Heat Wave | Very Low | 2.4 | $8 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 92 | 0 | $544K | 84th of 96 | 1528th of 3,080 |
| Winter storms | 84 | 0 | $93K | 53rd of 96 | 613th of 3,077 |
| Hail | 73 | 0 | $5K | 20th of 96 | 1242nd of 3,080 |
| High wind and dust storms | 65 | 0 | $678K | 4th of 96 | 171st of 3,080 |
| Floods | 26 | 0 | $4.9M | 75th of 96 | 1305th of 3,080 |
| Drought | 17 | 0 | $12M | 17th of 96 | 1057th of 3,063 |
| Heavy rain | 12 | 0 | – | 61st of 96 | 440th of 3,080 |
| Extreme cold | 6 | 0 | $8K | 44th of 96 | 1354th of 3,076 |
| Lightning | 6 | 0 | $145K | 26th of 96 | 540th of 3,080 |
| Tornadoes | 2 | 0 | $35K | 86th of 96 | 2617th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $1K | 66th of 96 | 863rd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Floyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.