Franklin County, Georgia: hazard risk
FEMA rates Franklin County's overall risk Very Low (score 33.1 of 100, higher than 33% of rated U.S. counties). Its storm record holds 307 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 76.0 | $238K |
| Hurricane | Relatively Low | 68.6 | $404K |
| Earthquake | Relatively Low | 63.1 | $417K |
| Hail | Relatively Low | 59.3 | $284K |
| Cold Wave | Relatively Low | 57.6 | $980K |
| Tornado | Relatively Low | 53.8 | $1.1M |
| Lightning | Relatively Low | 51.0 | $186K |
| Riverine Flooding | Relatively Low | 43.1 | $4.1M |
| Drought | Relatively Low | 41.3 | $58K |
| Strong Wind | Relatively Low | 31.3 | $234K |
| Landslide | Very Low | 39.7 | $497 |
| Heat Wave | Very Low | 37.3 | $155K |
| Wildfire | Very Low | 27.6 | $9K |
| Winter Weather | Very Low | 11.2 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 122 | 0 | $219K | 46th of 159 | 347th of 3,080 |
| Winter storms | 51 | 0 | $902K | 19th of 159 | 780th of 3,077 |
| Drought | 41 | 0 | – | 31st of 159 | 89th of 3,063 |
| Hail | 41 | 0 | – | 61st of 159 | 1103rd of 3,080 |
| Floods | 13 | 0 | $87K | 58th of 159 | 1608th of 3,080 |
| Tornadoes | 13 | 1 | $6.2M | 59th of 159 | 929th of 3,080 |
| High wind and dust storms | 9 | 0 | $52K | 44th of 159 | 1252nd of 3,080 |
| Extreme cold | 8 | 0 | $712K | 89th of 159 | 816th of 3,076 |
| Heat | 2 | 0 | – | 134th of 159 | 1649th of 3,076 |
| Hurricanes and tropical storms | 2 | 0 | $141K | 154th of 159 | 574th of 1,849 |
| Lightning | 2 | 0 | – | 104th of 159 | 894th of 3,080 |
| Heavy rain | 1 | 0 | $31K | 126th of 159 | 1499th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.