Franklin County, Massachusetts: hazard risk
FEMA rates Franklin County's overall risk Relatively Low (score 60.7 of 100, higher than 60% of rated U.S. counties). Its storm record holds 1,164 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 77.7 | $363K |
| Riverine Flooding | Relatively Moderate | 73.5 | $16M |
| Lightning | Relatively Moderate | 62.3 | $383K |
| Strong Wind | Relatively Moderate | 60.8 | $789K |
| Landslide | Relatively Low | 81.9 | $22K |
| Hurricane | Relatively Low | 78.6 | $1.7M |
| Cold Wave | Relatively Low | 62.2 | $1.6M |
| Drought | Relatively Low | 56.7 | $240K |
| Winter Weather | Relatively Low | 51.7 | $72K |
| Heat Wave | Relatively Low | 50.7 | $406K |
| Hail | Relatively Low | 43.8 | $220K |
| Tornado | Relatively Low | 31.6 | $589K |
| Earthquake | Very Low | 58.7 | $447K |
| Avalanche | Very Low | 55.3 | $1K |
| Wildfire | Very Low | 37.0 | $23K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 464 | 1 | $6.4M | 6th of 12 | 903rd of 3,080 |
| Winter storms | 277 | 0 | $29M | 7th of 12 | 535th of 3,077 |
| High wind and dust storms | 138 | 1 | $1.6M | 11th of 12 | 280th of 3,080 |
| Hail | 112 | 0 | $76K | 7th of 12 | 1836th of 3,080 |
| Floods | 90 | 0 | $40M | 12th of 12 | 1111th of 3,080 |
| Lightning | 25 | 0 | $1.1M | 10th of 12 | 208th of 3,080 |
| Tornadoes | 25 | 0 | $4.3M | 2nd of 12 | 1556th of 3,080 |
| Drought | 16 | 0 | – | 9th of 12 | 1833rd of 3,063 |
| Heavy rain | 10 | 0 | – | 10th of 12 | 790th of 3,080 |
| Hurricanes and tropical storms | 3 | 0 | $4.0M | 10th of 12 | 846th of 1,849 |
| Extreme cold | 2 | 0 | – | 9th of 12 | 2562nd of 3,076 |
| Heat | 2 | 0 | – | 11th of 12 | 2095th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.