Franklin County, Missouri: hazard risk
FEMA rates Franklin County's overall risk Relatively Moderate (score 83.5 of 100, higher than 83% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 882 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 93.9 | $3.1M |
| Heat Wave | Relatively Moderate | 93.7 | $5.6M |
| Hail | Relatively Moderate | 88.7 | $1.8M |
| Landslide | Relatively Moderate | 88.1 | $53K |
| Tornado | Relatively Moderate | 86.5 | $6.7M |
| Riverine Flooding | Relatively Moderate | 85.4 | $32M |
| Ice Storm | Relatively Moderate | 78.9 | $440K |
| Cold Wave | Relatively Moderate | 75.3 | $3.2M |
| Lightning | Relatively Moderate | 68.4 | $546K |
| Winter Weather | Relatively Moderate | 68.0 | $142K |
| Earthquake | Relatively Low | 89.9 | $6.1M |
| Wildfire | Relatively Low | 66.7 | $158K |
| Drought | Very Low | 30.1 | $30K |
| Hurricane | Very Low | 18.3 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 345 | 4 | $1.8M | 30th of 114 | 1190th of 3,080 |
| Hail | 301 | 0 | $947K | 48th of 114 | 693rd of 3,080 |
| Heat | 60 | 0 | – | 39th of 114 | 419th of 3,076 |
| Winter storms | 56 | 0 | $768K | 98th of 114 | 2096th of 3,077 |
| Floods | 53 | 2 | $174M | 86th of 114 | 1420th of 3,080 |
| Tornadoes | 35 | 0 | $9.2M | 80th of 114 | 1702nd of 3,080 |
| High wind and dust storms | 12 | 0 | $24K | 35th of 114 | 2230th of 3,080 |
| Drought | 9 | 0 | – | 112th of 114 | 2014th of 3,063 |
| Extreme cold | 5 | 0 | – | 114th of 114 | 2234th of 3,076 |
| Heavy rain | 3 | 0 | – | 64th of 114 | 1606th of 3,080 |
| Lightning | 2 | 0 | – | 53rd of 114 | 1861st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.