Franklin County, Nebraska: hazard risk
FEMA rates Franklin County's overall risk Very Low (score 32.2 of 100, higher than 32% of rated U.S. counties); 2 of its 13 hazards are rated Relatively High or Very High, led by hail, strong wind. Its storm record holds 548 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 96.4 | $3.2M |
| Strong Wind | Relatively High | 93.4 | $2.2M |
| Drought | Relatively Moderate | 90.4 | $1.4M |
| Ice Storm | Relatively Moderate | 64.9 | $142K |
| Winter Weather | Relatively Low | 60.7 | $79K |
| Lightning | Relatively Low | 41.8 | $148K |
| Tornado | Relatively Low | 32.3 | $497K |
| Wildfire | Very Low | 40.6 | $23K |
| Heat Wave | Very Low | 19.1 | $49K |
| Landslide | Very Low | 11.3 | $29 |
| Riverine Flooding | Very Low | 9.5 | $1.1M |
| Cold Wave | Very Low | 6.7 | $31K |
| Earthquake | Very Low | 5.4 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 186 | 0 | $43M | 37th of 93 | 353rd of 3,080 |
| Winter storms | 116 | 0 | $5.1M | 19th of 93 | 691st of 3,077 |
| Severe thunderstorm wind | 83 | 0 | $47M | 61st of 93 | 2139th of 3,080 |
| Drought | 51 | 0 | $63M | 24th of 93 | 412th of 3,063 |
| High wind and dust storms | 32 | 1 | $1.3M | 45th of 93 | 814th of 3,080 |
| Tornadoes | 31 | 0 | $9.1M | 26th of 93 | 652nd of 3,080 |
| Heavy rain | 19 | 0 | $1.6M | 9th of 93 | 402nd of 3,080 |
| Extreme cold | 14 | 0 | $160K | 47th of 93 | 990th of 3,076 |
| Floods | 9 | 0 | $8.4M | 66th of 93 | 2573rd of 3,080 |
| Heat | 2 | 0 | – | 54th of 93 | 2044th of 3,076 |
| Lightning | 2 | 0 | $87K | 36th of 93 | 1524th of 3,080 |
| Wildfires | 1 | 0 | $81K | 30th of 93 | 947th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.