Franklin County, Pennsylvania: hazard risk
FEMA rates Franklin County's overall risk Relatively Low (score 76.4 of 100, higher than 76% of rated U.S. counties). Its storm record holds 597 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 85.6 | $4.4M |
| Riverine Flooding | Relatively Moderate | 84.3 | $26M |
| Strong Wind | Relatively Moderate | 83.1 | $1.6M |
| Winter Weather | Relatively Moderate | 81.5 | $237K |
| Drought | Relatively Moderate | 79.2 | $928K |
| Lightning | Relatively Moderate | 60.8 | $360K |
| Landslide | Relatively Low | 75.4 | $10K |
| Earthquake | Relatively Low | 75.4 | $1.2M |
| Heat Wave | Relatively Low | 72.1 | $1.1M |
| Hail | Relatively Low | 59.7 | $398K |
| Tornado | Relatively Low | 46.2 | $1.1M |
| Ice Storm | Relatively Low | 36.2 | $46K |
| Wildfire | Very Low | 51.3 | $54K |
| Avalanche | Very Low | 48.7 | $505 |
| Cold Wave | Very Low | 20.8 | $252K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 320 | 0 | $2.2M | 39th of 67 | 886th of 3,080 |
| Hail | 87 | 0 | – | 31st of 67 | 2187th of 3,080 |
| Winter storms | 70 | 0 | $65K | 56th of 67 | 1636th of 3,077 |
| Floods | 60 | 0 | $2.0M | 42nd of 67 | 1052nd of 3,080 |
| High wind and dust storms | 16 | 1 | $99K | 60th of 67 | 1766th of 3,080 |
| Tornadoes | 15 | 0 | $1.6M | 47th of 67 | 2203rd of 3,080 |
| Drought | 11 | 0 | – | 23rd of 67 | 1835th of 3,063 |
| Heat | 8 | 0 | – | 24th of 67 | 1455th of 3,076 |
| Extreme cold | 5 | 0 | – | 65th of 67 | 2260th of 3,076 |
| Hurricanes and tropical storms | 1 | 0 | – | 28th of 67 | 986th of 1,849 |
| Lightning | 1 | 0 | $10K | 44th of 67 | 2138th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.