Franklin County, Vermont: hazard risk
FEMA rates Franklin County's overall risk Very Low (score 29.2 of 100, higher than 29% of rated U.S. counties). Its storm record holds 910 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 66.8 | $256K |
| Lightning | Relatively Moderate | 65.9 | $588K |
| Landslide | Relatively Low | 69.5 | $8K |
| Earthquake | Relatively Low | 60.1 | $631K |
| Winter Weather | Relatively Low | 59.8 | $124K |
| Hurricane | Relatively Low | 59.1 | $261K |
| Riverine Flooding | Relatively Low | 52.1 | $9.7M |
| Cold Wave | Relatively Low | 32.4 | $651K |
| Strong Wind | Relatively Low | 30.0 | $405K |
| Heat Wave | Very Low | 37.4 | $280K |
| Avalanche | Very Low | 34.4 | $209 |
| Tornado | Very Low | 14.8 | $193K |
| Wildfire | Very Low | 12.6 | $6K |
| Hail | Very Low | 8.7 | $35K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 450 | 1 | $9.1M | 5th of 13 | 141st of 3,077 |
| Severe thunderstorm wind | 140 | 0 | $3.3M | 7th of 13 | 1949th of 3,080 |
| High wind and dust storms | 106 | 0 | $3.8M | 5th of 13 | 310th of 3,080 |
| Hail | 71 | 0 | $40K | 3rd of 13 | 2134th of 3,080 |
| Floods | 60 | 2 | $679M | 6th of 13 | 1020th of 3,080 |
| Extreme cold | 55 | 0 | $1.1M | 5th of 13 | 496th of 3,076 |
| Heat | 11 | 0 | $1.3M | 6th of 13 | 1405th of 3,076 |
| Tornadoes | 8 | 0 | $5.2M | 1st of 13 | 2316th of 3,080 |
| Lightning | 4 | 1 | $159K | 8th of 13 | 1045th of 3,080 |
| Heavy rain | 3 | 0 | – | 10th of 13 | 1373rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.