Freestone County, Texas: hazard risk
FEMA rates Freestone County's overall risk Relatively Low (score 56.5 of 100, higher than 56% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 391 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 90.1 | $5.0M |
| Tornado | Relatively Moderate | 73.1 | $2.0M |
| Drought | Relatively Moderate | 69.5 | $356K |
| Ice Storm | Relatively Moderate | 69.3 | $149K |
| Lightning | Relatively Moderate | 60.7 | $240K |
| Hurricane | Relatively Low | 71.5 | $485K |
| Wildfire | Relatively Low | 70.1 | $123K |
| Heat Wave | Relatively Low | 51.7 | $286K |
| Riverine Flooding | Relatively Low | 47.0 | $4.3M |
| Strong Wind | Relatively Low | 38.3 | $277K |
| Winter Weather | Relatively Low | 36.9 | $28K |
| Hail | Relatively Low | 36.3 | $109K |
| Earthquake | Very Low | 29.8 | $52K |
| Landslide | Very Low | 28.5 | $193 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 95 | 0 | $225K | 181st of 254 | 2057th of 3,080 |
| Severe thunderstorm wind | 72 | 0 | $982K | 178th of 254 | 2470th of 3,080 |
| Drought | 68 | 0 | $3.0M | 136th of 254 | 539th of 3,063 |
| Floods | 55 | 1 | $2.8M | 123rd of 254 | 1770th of 3,080 |
| Heat | 49 | 0 | – | 64th of 254 | 498th of 3,076 |
| Winter storms | 19 | 0 | $44K | 162nd of 254 | 2659th of 3,077 |
| Tornadoes | 15 | 0 | $97K | 219th of 254 | 2369th of 3,080 |
| Extreme cold | 7 | 1 | $152K | 95th of 254 | 1972nd of 3,076 |
| Heavy rain | 6 | 0 | $57K | 46th of 254 | 1143rd of 3,080 |
| Lightning | 2 | 0 | $19K | 94th of 254 | 1825th of 3,080 |
| High wind and dust storms | 1 | 0 | $4K | 188th of 254 | 2954th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $41K | 85th of 254 | 1000th of 1,849 |
| Wildfires | 1 | 0 | $1.4M | 184th of 254 | 1098th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Freestone County record: every hazard by year and month, the deadliest events and FEMA's declarations.