Fulton County, Illinois: hazard risk
FEMA rates Fulton County's overall risk Relatively Low (score 59.0 of 100, higher than 58% of rated U.S. counties). Its storm record holds 758 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 87.6 | $1.5M |
| Cold Wave | Relatively Moderate | 76.8 | $3.1M |
| Strong Wind | Relatively Moderate | 76.6 | $1.2M |
| Tornado | Relatively Moderate | 74.0 | $3.1M |
| Ice Storm | Relatively Moderate | 73.7 | $278K |
| Drought | Relatively Moderate | 65.8 | $420K |
| Landslide | Relatively Low | 80.9 | $18K |
| Earthquake | Relatively Low | 78.8 | $1.5M |
| Heat Wave | Relatively Low | 76.7 | $1.3M |
| Riverine Flooding | Relatively Low | 57.6 | $8.6M |
| Winter Weather | Relatively Low | 51.5 | $69K |
| Lightning | Relatively Low | 43.0 | $186K |
| Hurricane | Very Low | 23.8 | $9K |
| Wildfire | Very Low | 4.9 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 306 | 0 | $4.0M | 60th of 102 | 1293rd of 3,080 |
| Hail | 210 | 0 | $2.4M | 49th of 102 | 1133rd of 3,080 |
| Floods | 71 | 2 | $32M | 75th of 102 | 1310th of 3,080 |
| Winter storms | 69 | 2 | $399K | 82nd of 102 | 1819th of 3,077 |
| Tornadoes | 50 | 2 | $183M | 55th of 102 | 809th of 3,080 |
| Heat | 14 | 0 | – | 79th of 102 | 1117th of 3,076 |
| Drought | 13 | 0 | $4.2M | 78th of 102 | 1814th of 3,063 |
| High wind and dust storms | 12 | 0 | $28K | 89th of 102 | 2126th of 3,080 |
| Extreme cold | 11 | 0 | – | 84th of 102 | 1565th of 3,076 |
| Lightning | 1 | 0 | $2K | 79th of 102 | 2180th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fulton County record: every hazard by year and month, the deadliest events and FEMA's declarations.