Fulton County, Kentucky: hazard risk
FEMA rates Fulton County's overall risk Relatively Low (score 46.8 of 100, higher than 46% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 685 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 88.9 | $534K |
| Earthquake | Relatively Moderate | 91.9 | $4.7M |
| Drought | Relatively Moderate | 84.0 | $766K |
| Strong Wind | Relatively Moderate | 55.7 | $419K |
| Heat Wave | Relatively Low | 51.2 | $256K |
| Tornado | Relatively Low | 50.3 | $815K |
| Winter Weather | Relatively Low | 44.9 | $35K |
| Cold Wave | Relatively Low | 37.2 | $381K |
| Lightning | Relatively Low | 32.3 | $77K |
| Landslide | Very Low | 43.8 | $565 |
| Hurricane | Very Low | 34.6 | $13K |
| Hail | Very Low | 20.4 | $47K |
| Riverine Flooding | Very Low | 19.2 | $1.5M |
| Wildfire | Very Low | 4.8 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 94 | 1 | $14M | 6th of 118 | 140th of 3,077 |
| Severe thunderstorm wind | 93 | 0 | $1.3M | 46th of 118 | 396th of 3,080 |
| Heat | 88 | 0 | – | 2nd of 118 | 8th of 3,076 |
| Floods | 75 | 1 | $5.8M | 11th of 118 | 59th of 3,080 |
| High wind and dust storms | 70 | 0 | $9.4M | 3rd of 118 | 53rd of 3,080 |
| Extreme cold | 62 | 1 | $34K | 2nd of 118 | 9th of 3,076 |
| Hail | 48 | 0 | $93K | 12th of 118 | 524th of 3,080 |
| Drought | 43 | 0 | $16M | 2nd of 118 | 35th of 3,063 |
| Tornadoes | 15 | 1 | $2.6M | 10th of 118 | 269th of 3,080 |
| Heavy rain | 7 | 0 | – | 17th of 118 | 259th of 3,080 |
| Wildfires | 1 | 0 | – | 12th of 118 | 522nd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fulton County record: every hazard by year and month, the deadliest events and FEMA's declarations.