Fulton County, New York: hazard risk
FEMA rates Fulton County's overall risk Relatively Low (score 48.6 of 100, higher than 48% of rated U.S. counties). Its storm record holds 1,055 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 61.6 | $154K |
| Strong Wind | Relatively Moderate | 53.0 | $641K |
| Riverine Flooding | Relatively Low | 66.4 | $12M |
| Hurricane | Relatively Low | 64.5 | $356K |
| Winter Weather | Relatively Low | 60.2 | $97K |
| Cold Wave | Relatively Low | 58.6 | $1.4M |
| Lightning | Relatively Low | 44.7 | $205K |
| Tornado | Relatively Low | 40.0 | $918K |
| Earthquake | Very Low | 58.1 | $437K |
| Landslide | Very Low | 45.5 | $1K |
| Hail | Very Low | 30.9 | $133K |
| Heat Wave | Very Low | 27.5 | $124K |
| Wildfire | Very Low | 27.4 | $13K |
| Avalanche | Very Low | 14.5 | $19 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 382 | 2 | $618K | 6th of 58 | 139th of 3,077 |
| Severe thunderstorm wind | 257 | 0 | $6.4M | 23rd of 58 | 914th of 3,080 |
| Extreme cold | 132 | 0 | – | 2nd of 58 | 66th of 3,076 |
| High wind and dust storms | 114 | 0 | $488K | 12th of 58 | 195th of 3,080 |
| Hail | 66 | 0 | $45K | 23rd of 58 | 1992nd of 3,080 |
| Floods | 39 | 0 | $2.0M | 33rd of 58 | 1218th of 3,080 |
| Heat | 39 | 0 | – | 11th of 58 | 399th of 3,076 |
| Tornadoes | 11 | 0 | $1.9M | 11th of 58 | 2021st of 3,080 |
| Lightning | 7 | 0 | $64K | 20th of 58 | 505th of 3,080 |
| Drought | 2 | 0 | – | 37th of 58 | 2262nd of 3,063 |
| Heavy rain | 2 | 0 | $14K | 29th of 58 | 1473rd of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | – | 16th of 58 | 919th of 1,849 |
| Wildfires | 1 | 0 | – | 7th of 58 | 885th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fulton County record: every hazard by year and month, the deadliest events and FEMA's declarations.