Garvin County, Oklahoma: hazard risk
FEMA rates Garvin County's overall risk Relatively Low (score 61.7 of 100, higher than 61% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 1,024 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 89.1 | $747K |
| Drought | Relatively Moderate | 88.3 | $1.3M |
| Hail | Relatively Moderate | 88.2 | $1.4M |
| Tornado | Relatively Moderate | 85.1 | $4.7M |
| Strong Wind | Relatively Moderate | 82.5 | $1.3M |
| Lightning | Relatively Moderate | 59.8 | $295K |
| Wildfire | Relatively Low | 87.2 | $810K |
| Heat Wave | Relatively Low | 77.4 | $1.2M |
| Winter Weather | Relatively Low | 55.8 | $70K |
| Riverine Flooding | Relatively Low | 54.9 | $6.8M |
| Cold Wave | Relatively Low | 53.4 | $956K |
| Earthquake | Very Low | 57.6 | $361K |
| Landslide | Very Low | 52.5 | $1K |
| Hurricane | Very Low | 41.1 | $29K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 401 | 0 | $121K | 30th of 77 | 149th of 3,080 |
| Severe thunderstorm wind | 248 | 0 | $6.5M | 35th of 77 | 1384th of 3,080 |
| Heat | 86 | 2 | – | 21st of 77 | 266th of 3,076 |
| Drought | 83 | 0 | $14M | 40th of 77 | 282nd of 3,063 |
| Tornadoes | 69 | 6 | $78M | 19th of 77 | 188th of 3,080 |
| Winter storms | 51 | 3 | $27M | 35th of 77 | 2057th of 3,077 |
| Floods | 46 | 0 | $347K | 36th of 77 | 1882nd of 3,080 |
| Extreme cold | 11 | 0 | – | 23rd of 77 | 1501st of 3,076 |
| High wind and dust storms | 10 | 0 | $5K | 54th of 77 | 2199th of 3,080 |
| Lightning | 5 | 0 | $4.4M | 20th of 77 | 1062nd of 3,080 |
| Wildfires | 4 | 0 | $776K | 43rd of 77 | 515th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Garvin County record: every hazard by year and month, the deadliest events and FEMA's declarations.