Geneva County, Alabama: hazard risk
FEMA rates Geneva County's overall risk Relatively Low (score 53.4 of 100, higher than 53% of rated U.S. counties). Its storm record holds 526 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 87.3 | $3.4M |
| Lightning | Relatively Moderate | 70.6 | $340K |
| Drought | Relatively Moderate | 70.3 | $353K |
| Cold Wave | Relatively Low | 55.4 | $777K |
| Riverine Flooding | Relatively Low | 55.4 | $5.2M |
| Heat Wave | Relatively Low | 52.9 | $286K |
| Tornado | Relatively Low | 51.6 | $877K |
| Strong Wind | Relatively Low | 35.9 | $239K |
| Ice Storm | Relatively Low | 28.8 | $20K |
| Earthquake | Very Low | 45.9 | $148K |
| Wildfire | Very Low | 37.8 | $15K |
| Landslide | Very Low | 23.4 | $111 |
| Winter Weather | Very Low | 18.4 | $11K |
| Hail | Very Low | 14.8 | $33K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 322 | 0 | $3.5M | 14th of 67 | 681st of 3,080 |
| Floods | 57 | 0 | $35M | 18th of 67 | 1383rd of 3,080 |
| Drought | 46 | 0 | – | 17th of 67 | 491st of 3,063 |
| Tornadoes | 32 | 1 | $7.8M | 32nd of 67 | 587th of 3,080 |
| Hail | 31 | 0 | – | 65th of 67 | 2619th of 3,080 |
| Hurricanes and tropical storms | 12 | 0 | $2.6M | 3rd of 67 | 311th of 1,849 |
| Heat | 6 | 0 | – | 41st of 67 | 1448th of 3,076 |
| Heavy rain | 6 | 0 | – | 9th of 67 | 963rd of 3,080 |
| Lightning | 4 | 0 | $701K | 37th of 67 | 976th of 3,080 |
| Winter storms | 4 | 0 | $249K | 62nd of 67 | 2933rd of 3,077 |
| Extreme cold | 2 | 0 | – | 54th of 67 | 2468th of 3,076 |
| High wind and dust storms | 1 | 0 | $1K | 58th of 67 | 2893rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Geneva County record: every hazard by year and month, the deadliest events and FEMA's declarations.