Gibson County, Indiana: hazard risk
FEMA rates Gibson County's overall risk Relatively Low (score 48.0 of 100, higher than 47% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 1,073 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 95.8 | $3.4M |
| Strong Wind | Relatively Moderate | 76.7 | $1.4M |
| Earthquake | Relatively Low | 88.5 | $4.9M |
| Landslide | Relatively Low | 74.5 | $10K |
| Heat Wave | Relatively Low | 68.8 | $1.0M |
| Winter Weather | Relatively Low | 59.8 | $104K |
| Hail | Relatively Low | 58.6 | $421K |
| Ice Storm | Relatively Low | 48.2 | $91K |
| Tornado | Relatively Low | 38.7 | $934K |
| Riverine Flooding | Relatively Low | 36.9 | $5.0M |
| Lightning | Relatively Low | 35.5 | $157K |
| Cold Wave | Relatively Low | 24.6 | $363K |
| Hurricane | Very Low | 28.0 | $14K |
| Wildfire | Very Low | 6.2 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 317 | 1 | $12M | 3rd of 91 | 23rd of 3,080 |
| Severe thunderstorm wind | 174 | 1 | $12M | 50th of 91 | 770th of 3,080 |
| Winter storms | 123 | 0 | $162K | 21st of 91 | 489th of 3,077 |
| Hail | 98 | 0 | $7.6M | 28th of 91 | 837th of 3,080 |
| High wind and dust storms | 74 | 1 | $1.7M | 6th of 91 | 194th of 3,080 |
| Extreme cold | 72 | 0 | $2.9M | 6th of 91 | 78th of 3,076 |
| Heat | 67 | 0 | – | 6th of 91 | 199th of 3,076 |
| Tornadoes | 30 | 0 | $133M | 42nd of 91 | 626th of 3,080 |
| Drought | 20 | 0 | $119M | 9th of 91 | 1120th of 3,063 |
| Heavy rain | 14 | 0 | $13K | 5th of 91 | 324th of 3,080 |
| Lightning | 2 | 0 | $10K | 57th of 91 | 1393rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gibson County record: every hazard by year and month, the deadliest events and FEMA's declarations.