Gibson County, Tennessee: hazard risk
FEMA rates Gibson County's overall risk Relatively Moderate (score 85.9 of 100, higher than 85% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by tornado, lightning, ice storm. Its storm record holds 619 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 91.7 | $6.7M |
| Lightning | Relatively High | 91.3 | $1.1M |
| Ice Storm | Relatively High | 84.7 | $487K |
| Earthquake | Relatively Moderate | 97.1 | $27M |
| Cold Wave | Relatively Moderate | 85.4 | $4.2M |
| Winter Weather | Relatively Moderate | 83.6 | $207K |
| Heat Wave | Relatively Moderate | 82.6 | $1.4M |
| Strong Wind | Relatively Moderate | 78.7 | $1.0M |
| Drought | Relatively Moderate | 73.3 | $520K |
| Riverine Flooding | Relatively Low | 52.9 | $5.9M |
| Landslide | Very Low | 61.0 | $2K |
| Hurricane | Very Low | 54.3 | $94K |
| Wildfire | Very Low | 18.5 | $6K |
| Hail | Very Low | 12.2 | $33K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 168 | 0 | $10M | 82nd of 95 | 1242nd of 3,080 |
| Hail | 132 | 0 | $253K | 21st of 95 | 871st of 3,080 |
| Heat | 95 | 1 | – | 14th of 95 | 160th of 3,076 |
| Winter storms | 64 | 0 | $380K | 67th of 95 | 1420th of 3,077 |
| Floods | 59 | 1 | $690M | 51st of 95 | 1016th of 3,080 |
| Tornadoes | 35 | 11 | $73M | 24th of 95 | 821st of 3,080 |
| Drought | 32 | 0 | – | 47th of 95 | 891st of 3,063 |
| High wind and dust storms | 14 | 0 | $250K | 37th of 95 | 1649th of 3,080 |
| Extreme cold | 11 | 0 | – | 19th of 95 | 1209th of 3,076 |
| Lightning | 8 | 2 | $933K | 26th of 95 | 527th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $55K | 33rd of 95 | 958th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gibson County record: every hazard by year and month, the deadliest events and FEMA's declarations.