Gillespie County, Texas: hazard risk
FEMA rates Gillespie County's overall risk Relatively Low (score 57.7 of 100, higher than 57% of rated U.S. counties). Its storm record holds 568 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 83.5 | $925K |
| Drought | Relatively Moderate | 80.9 | $851K |
| Winter Weather | Relatively Moderate | 75.0 | $143K |
| Tornado | Relatively Moderate | 70.2 | $2.2M |
| Lightning | Relatively Moderate | 64.5 | $347K |
| Wildfire | Relatively Low | 84.0 | $548K |
| Riverine Flooding | Relatively Low | 68.1 | $10M |
| Cold Wave | Relatively Low | 47.7 | $745K |
| Strong Wind | Relatively Low | 45.5 | $414K |
| Heat Wave | Relatively Low | 42.8 | $225K |
| Hurricane | Very Low | 55.4 | $108K |
| Landslide | Very Low | 35.0 | $392 |
| Ice Storm | Very Low | 23.2 | $18K |
| Earthquake | Very Low | 12.0 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 235 | 0 | $7.8M | 155th of 254 | 1703rd of 3,080 |
| Drought | 101 | 0 | – | 85th of 254 | 332nd of 3,063 |
| Floods | 101 | 4 | $2.4M | 37th of 254 | 910th of 3,080 |
| Severe thunderstorm wind | 56 | 0 | $2.0M | 207th of 254 | 2588th of 3,080 |
| Winter storms | 40 | 0 | $675K | 101st of 254 | 2416th of 3,077 |
| Tornadoes | 17 | 0 | $5.3M | 211th of 254 | 2296th of 3,080 |
| Extreme cold | 8 | 0 | – | 105th of 254 | 2019th of 3,076 |
| Wildfires | 5 | 0 | $453K | 105th of 254 | 528th of 2,972 |
| Heat | 4 | 0 | – | 152nd of 254 | 1998th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gillespie County record: every hazard by year and month, the deadliest events and FEMA's declarations.