Gilmer County, Georgia: hazard risk
FEMA rates Gilmer County's overall risk Relatively Low (score 68.1 of 100, higher than 68% of rated U.S. counties). Its storm record holds 426 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 95.9 | $118K |
| Cold Wave | Relatively Moderate | 80.7 | $2.7M |
| Lightning | Relatively Moderate | 80.3 | $521K |
| Riverine Flooding | Relatively Moderate | 75.3 | $12M |
| Tornado | Relatively Moderate | 75.3 | $2.2M |
| Strong Wind | Relatively Moderate | 59.0 | $509K |
| Earthquake | Relatively Low | 72.0 | $654K |
| Wildfire | Relatively Low | 71.3 | $135K |
| Drought | Relatively Low | 62.2 | $230K |
| Hurricane | Relatively Low | 59.6 | $141K |
| Hail | Relatively Low | 58.0 | $253K |
| Ice Storm | Relatively Low | 53.1 | $70K |
| Winter Weather | Relatively Low | 30.6 | $22K |
| Heat Wave | Very Low | 7.0 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 126 | 0 | $3.2M | 127th of 159 | 1263rd of 3,080 |
| Winter storms | 69 | 0 | $1.9M | 23rd of 159 | 921st of 3,077 |
| Hail | 58 | 0 | $2.4M | 67th of 159 | 1413th of 3,080 |
| Drought | 44 | 0 | $1.7M | 77th of 159 | 277th of 3,063 |
| Floods | 31 | 0 | $12M | 43rd of 159 | 1330th of 3,080 |
| High wind and dust storms | 17 | 0 | $1.0M | 33rd of 159 | 1087th of 3,080 |
| Tornadoes | 17 | 0 | $21M | 99th of 159 | 1525th of 3,080 |
| Hurricanes and tropical storms | 16 | 0 | $60K | 92nd of 159 | 179th of 1,849 |
| Extreme cold | 14 | 0 | – | 81st of 159 | 777th of 3,076 |
| Heat | 11 | 0 | – | 80th of 159 | 863rd of 3,076 |
| Wildfires | 9 | 0 | $332K | 9th of 159 | 122nd of 2,972 |
| Lightning | 7 | 1 | $93K | 61st of 159 | 445th of 3,080 |
| Heavy rain | 4 | 0 | – | 71st of 159 | 909th of 3,080 |
| Landslides and avalanches | 1 | 0 | $249K | 5th of 159 | 246th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gilmer County record: every hazard by year and month, the deadliest events and FEMA's declarations.